108 Cooley Ave, Ponca City, OK 74601 Property Records

Kay County property record for 108 Cooley Ave, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,054 sqft · built 1950
Lot Size	0.304 acres (13,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Oct 2020)
Tax Bill	$1,706 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0230-00-003-001-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0230-00-003-001-0-000-00`
Alternative APN	`1826`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,054 sqft Living Area
1st Floor Area	1,574 sqft
Basement Area	1,574 sqft
Finished Basement	1,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,242 sqft (0.304 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1826
Street Address	108 COOLEY AVE
City	PONCA CITY
State	OK
Zip	74601-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-COOLEY ADD BLK 3 E 85' LOTS 1 & 2
Legal Range	02E
Legal Township	26N
Legal Section	22
Legal Subdivision	COOLEY
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	2
Census Block	2002
Census Tract	201

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 COOLEY AVE, PONCA CITY, OK 74601-3401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Dec 18, 2002 · Amount on Record
Deed Document Number	20207145
Deed Book / Page	1848 / 707
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Oct 5, 2020
Property Address	108 COOLEY AVE, PONCA CITY, OK 74601-3401
Document Number	0000007145
Book / Page	1848 / 707
Instrument Date	Sep 28, 2020
Instrument	2020-007145
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	SECURITY TITLE SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000007146
Date	Oct 5, 2020
Instrument	2020-007146

Lender

Name	RCB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,783 (-0.3%) Land $2,407 Building $15,376	$161,657 (-0.31%) Land $21,879 Building $139,778
2025	$1,706.00 (+2.46%)	$17,837 (+1.44%) Land $2,407 Building $15,430	$162,153 (-3.72%) Land $21,879 Building $140,274
2024	$1,665.00 (+3.1%)	$17,584 (+5%) Land $2,370 Building $15,214	$168,411 (+8.02%) Land $21,879 Building $146,532
2023	$1,615.00	$16,747 Land $2,338 Building $14,409	$155,901 Land $21,879 Building $134,022

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Nov 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chisholm Broadband, Nextlink.

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