108 Congo Niantic Rd, Barto, PA 19504 Property Records

Montgomery County property record for 108 Congo Niantic Rd, Barto, PA 19504

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,613 sqft · built 1955
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Apr 2021)
Tax Bill	$5,128 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00-01204-00-6`

Property Details

APN / Parcel Number

Primary APN	`32-00-01204-00-6`
Alternative APN	`32017 003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,613 sqft Living Area
1st Floor Area	1,613 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	322 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	116 sqft
Deck Area	Deck Area
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	108 CONGO NIANTIC RD
City	BARTO
State	PA
Zip	19504-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ASSESSOR BLOCK-UNIT NUMBER 17-3
Legal Block	17
Legal Lot Number	3
Jurisdiction	MONTGOMERY PA
Township / Civil Division	DOUGLASS
Census Block Group	2
Census Block	2005
Census Tract	208201

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 CONGO NIANTIC RD, BARTO, PA 19504-9347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit DIAMOND CREDIT UNION
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit DIAMOND CU
Apr 28, 2021	Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Feb 5, 2007 · Amount on Record
Deed Document Number	202148775
Deed Book / Page	6223 / 36
Prior Transfer Date	Sep 4, 2014
Prior Transfer Doc	0059270948
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Recording Date	Apr 28, 2026
Property Address	108 CONGO NIANTIC RD, BARTO, PA 19504-9347
Document Number	0000023900
Book / Page	16230 / 2280
Instrument Date	Apr 22, 2026
Instrument	202623900
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CONGO NIANTIC RD, BARTO, PA 19504-9347

Mortgage

Document Number	0000023900,
Date	Apr 28, 2026
Book Page	16230/2280
Instrument	202623900

Lender

Name	DIAMOND CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	108 CONGO NIANTIC RD, BARTO, PA 19504-9347
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156531381
Date	Aug 29, 2022
Book Page	15653/1381
Instrument	2022085680

Lender

Name	DIAMOND CU
Type	Credit Union
Address	POTTSTOWN, PA 19464

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY PA
Recording Date	Apr 28, 2021
Property Address	108 CONGO NIANTIC RD, BARTO, PA 19504-9347
Document Number	00622300036
Book / Page	6223 / 00036
Map Reference	DB 5634 PG 991
Instrument Date	Mar 19, 2021
Instrument	2021048775
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CONGO NIANTIC RD, BARTO, PA 19504-9347

Mortgage

Document Number	01524002260
Date	Apr 28, 2021
Book Page	15240/02260
Instrument	2021048776

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Douglass Township
Unified School District	Boyertown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,128.00	$121,670 (-)	$121,670 (-)
2025	$5,128.00 (+6.72%)	$121,670 (-) Land $40,800 Building $80,870	$121,670 (-) Land $40,800 Building $80,870
2024	$4,805.00	$121,670 (-) Land $40,800 Building $80,870
2023	$4,805.00 (+5.19%)	$121,670 Land $40,800 Building $80,870
2022	$4,568.00
1998			$121,670 (-) Land $40,800 Building $80,870
1996			$121,670 Land $40,800 Building $80,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2019–2026)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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