108 Concord Ct, Ridgeway, VA 24148 Property Records

Henry County property record for 108 Concord Ct, Ridgeway, VA 24148 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1979
Square Footage1,968 sqft Living Area
Lot Size36,765 sqft (0.844 acres)
OccupancyOwner Occupied
Last Sale$311,500 (2026)
Tax Bill$830.00 (2025)

Property Details

APN / Parcel Number

Primary APN134090000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,968 sqft Living Area
Basement Area1,120 sqft Basement
Unfinished Basement1,120 sqft Unfinished
Fireplace1 Fireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area36,765 sqft (0.844 acres)

Location & Zoning

Street Address108 CONCORD CT
CityRIDGEWAY
StateVA
Zip24148-3025
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHUNINGTON HILLS SUB CONCORD CT LOT 36 BK 3 .8435 ACRES
Legal SubdivisionIII HUNTINGTON HILLS
Legal Block3
Legal Lot Number36
JurisdictionHENRY VA
Minor Civil DivisionRIDGEWAY
Census Blockgroup2
Census Block2018
Census Tract10602

Owner

Source: Henry County records · APN 134090000

Assessment roll updated October 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address108 CONCORD CT, RIDGEWAY, VA 24148-3025
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
C F MORTGAGE CORPORATION
Apr 19, 2021Warranty Deed, Transfer · Conventional Mortgage
LOWER
Jul 26, 2017Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
INTERCAP LENDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2026 · Amount on Record
Deed SaleJul 06, 2026 · Amount on Record
Prior SaleApr 19, 2021 · Amount on Record
Deed Doc Number20262625
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY VA
Recording DateJul 06, 2026
Property Address108 CONCORD CT, RIDGEWAY, VA 24148-3025
Document Number0000002625
Instrument DateJul 02, 2026
Instrument20262625
Transaction TypeTransfer
Record UpdatedJul 20, 2026
Title CompanyWESTCOR LAND TITLE, WESTCOR LAND TITLE INSURANCE C

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$31,461.50
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 CONCORD CT, RIDGEWAY, VA 24148-3025

Mortgage

Document Number0000002626,
DateJul 06, 2026
Instrument20262626
Lender
NameC F MORTGAGE CORPORATION
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.51%
Max Rate-1%

Mortgage

Document Number0000002633,
DateJul 06, 2026
Instrument20262633
Lender
NameC F MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term30 Months
DueAug 01, 2056
Interest
Rate6.51%
Max Rate-1%

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY VA
Recording DateApr 19, 2021
Property Address108 CONCORD CT, RIDGEWAY, VA 24148-3025
Document Number210001728
Instrument DateMar 13, 2021
Instrument210001728
Transaction TypeTransfer
Record UpdatedJun 02, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 CONCORD CT, RIDGEWAY, VA 24148-3025

Mortgage

Document Number210001729
DateApr 19, 2021
Instrument210001729
Lender
NameLOWER
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY VA
Property Address108 CONCORD CT, RIDGEWAY, VA 24148-3025
Transaction TypeMortgage
Record UpdatedAug 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 170002686
DateJul 26, 2017
Instrument170002686
Lender
NameINTERCAP LENDING INC
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueAug 01, 2047
Interest
Rate TypeAdjustable Rate
Rate1.75%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateOct 01, 2020

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated October 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHenry County
Unified School DistrictHenry County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$830.00$149,600 (-) Land $18,500 Building $131,100
2023$830.00$149,600 Land $18,500 Building $131,100$149,600 (-) Land $18,500 Building $131,100
2021$149,600 Land $18,500 Building $131,100

Flood & Wildfire

108 Concord Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Henry County (51089C), updated September 26, 2008

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 29th in Virginia
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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