108 Commonwealth Dr, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 108 Commonwealth Dr, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,580 sqft · built 1987
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (May 2016)
Tax Bill	$10,271 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-08602-0000-00085`

Property Details

APN / Parcel Number

Primary APN	`02-08602-0000-00085`
Alternative APNs	`0200182000200023` `02001820200023`

Interior

Stories	2 Stories
Building Area	1,580 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	02001820200023
Street Address	108 COMMONWEALTH DR
City	BASKING RIDGE
State	NJ
Zip	07920-3095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	SPRING RDG PH 01A & 01B
Legal Block	8602
Legal Lot Number	85
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	1
Census Block	1000
Census Tract	52603

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3095
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2016 · Amount on Record
Deed Sale	May 20, 2016 · Amount on Record
Prior Sale	Dec 30, 2005 · Amount on Record
Deed Document Number	201619492
Deed Book / Page	6873 / 2609
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	108 COMMONWEALTH DR, BASKING RIDGE, NJ 07920-3095
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052900
Date	Aug 31, 2021
Book Page	7378/2068
Instrument	2021052900

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$700,400 (+15.1%) Land $272,800 Building $427,600	$700,400 (+15.1%) Land $272,800 Building $427,600
2025	$10,271.00 (+2.84%)	$608,500 (+12.06%) Land $272,800 Building $335,700	$608,500 (+12.06%) Land $272,800 Building $335,700
2024	$9,987.00 (-0.47%)
2023		$543,000 Land $232,000 Building $311,000	$543,000 Land $232,000 Building $311,000
2022	$10,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35