108 Cloud Touch Ct, Roseville, CA 95747 Property Records

Placer County property record for 108 Cloud Touch Ct, Roseville, CA 95747 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,873 sqft · built 2001
Lot Size	0.147 acres (6,387 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Jun 2005)
Tax Bill	$8,423 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`481-090-029-000`

Property Details

APN / Parcel Number

Primary APN	`481-090-029-000`
Alternative APN	`481-090-029`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,873 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,387 sqft (0.147 acres)
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	481-090-029
Street Address	108 CLOUD TOUCH CT
City	ROSEVILLE
State	CA
Zip	95747-7116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 M-6 SUBDIVISION MOR V-86
Legal Subdivision	M-6 SUBD
Legal Lot Number	29
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	1
Census Block	1002
Census Tract	21044

Owner

Source: Placer County records · APN 481-090-029-000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 CLOUD TOUCH CT, ROSEVILLE, CA 95747-7116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 12, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2005 · Amount on Record
Deed Sale	Jun 28, 2005 · Amount on Record
Prior Sale	Jul 24, 2002 · Amount on Record
Deed Document Number	200583181
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	108 CLOUD TOUCH CT, ROSEVILLE, CA 95747-7116
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CLOUD TOUCH CT, ROSEVILLE, CA 95747-7116

Mortgage

Document Number	0000004543
Date	Jan 29, 2026
Instrument	2026-0004543

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Apr 01, 2031
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year CMT
Max Rate	5%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	108 CLOUD TOUCH CT, ROSEVILLE, CA 95747-7116
Transaction Type	Mortgage
Record Updated	Oct 02, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CLOUD TOUCH CT, ROSEVILLE, CA 95747-7116

Mortgage

Document Number	0000049149
Date	Sep 15, 2023
Instrument	2023-0049149

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	20802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 14, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	108 CLOUD TOUCH CT, ROSEVILLE, CA 95747-7116
Transaction Type	Mortgage
Record Updated	Apr 25, 2023
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CLOUD TOUCH CT, ROSEVILLE, CA 95747-7116

Mortgage

Document Number	0000018815
Date	Apr 12, 2023
Instrument	2023-0018815

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$821,000 (+3.66%) Land $238,800 Building $582,200
2025	$8,423.00 (-9.85%) Homeowner's exemption	$792,000 (-9.52%) Land $230,300 Building $561,700
2023	$9,343.00 (-3.11%) Homeowner's exemption	$875,286 Land $254,552 Building $620,734
2022	$9,643.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Placer County (06061C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060610210441, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017, rainfall accumulation, Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 464 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Radiate Holdings	Fixed Wireless (unlicensed)	1,000 / 250
Verizon	Fixed Wireless	1,000 / 75
Zeta Broadband	Fixed Wireless (unlicensed)	400 / 50
Succeed.Net	Fixed Wireless (unlicensed)	100 / 50
Cal.net	Fixed Wireless (unlicensed)	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, UnWired Broadband Holding, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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