108 Clam Shell Rd, Ocean City, MD 21842 Property Records

Worcester County property record for 108 Clam Shell Rd, Ocean City, MD 21842

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,483 sqft · built 2021
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,900 (May 2021)
Tax Bill	$7,209 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-193028`

Property Details

APN / Parcel Number

Primary APN	`10-193028`
Alternative APN	`193028`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,483 sqft Total Area
Utility Area	50 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,600 sqft (0.083 acres)
Lot Dimensions	90 ft deep x 40 ft wide
Porch	Slab
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	193028
Street Address	108 CLAM SHELL RD
City	OCEAN CITY
State	MD
Zip	21842-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Description	LOT 808 SEC 3A CLAM SHELL RD PL MONTEGO BAY MOB HM PK
Legal Subdivision	MONTEGO BAY MOBIE HOME PARK
Legal Lot Number	684B
Jurisdiction	WORCESTER MD
Township / Civil Division	7, OCEAN CITY
Census Block Group	2
Census Block	2022
Census Tract	950300

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 SCOSLO DR, BEL AIR, MD 21014-2245
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP
Dec 19, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Book / Page	8035 / 473
Prior Transfer Date	Oct 27, 2016
Prior Transfer Doc	0069130387
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	May 4, 2021
Property Address	108 CLAM SHELL RD, OCEAN CITY, MD 21842-4618
Document Number	0080350473
Book / Page	8035 / 473
Map Reference	MB FWH 23 FO 27
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BRIGHT TITLE SERVICES LLC, BRIGHT TTL & STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	509 SCOSLO DR, BEL AIR, MD 21014-2245

Mortgage

Document Number	0008035480
Date	May 4, 2021
Instrument	8035/480

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 19, 2019
Property Address	108 CLAM SHELL RD, OCEAN CITY, MD 21842-4618
Document Number	0075590050
Book / Page	007559 / 000050
Instrument Date	Dec 16, 2019
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$108.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6609 MARVIN AVE ELDERSBURG MD 217846340, ELDERSBURG, MD 21784-6340

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Ocean City Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,209.00 (+15.7%)	$531,800 (+16.54%) Land $190,000 Building $341,800	$531,800 (-) Land $190,000 Building $341,800
2025	$6,231.00 (+44.77%)	$456,333 (+49.42%)	$531,800 (+74.13%) Land $190,000 Building $341,800
2023	$4,304.00	$305,400 Land $110,000 Building $195,400	$305,400 Land $110,000 Building $195,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 346 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	497 units insured incl. 151 condo units
Nearby Flood Claims	93 (1982–2023)
Claims Outside the SFHA	14 of 93
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN CITY serves 30,000 people · EPA ID MD0230003
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Eastern Shore Communications.

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