Ocean County and Lacey Township property record for 108 Clairmore Ave, Lanoka Harbor, NJ 08734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,326 sqft · built 1987 |
| Lot Size | 0.248 acres (10,781 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $349,000 (Apr 2024) |
| Tax Bill | $5,517 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-00864-0000-00021-01 |
| Primary APN | 13-00864-0000-00021-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 1,326 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 10,781 sqft (0.248 acres) |
| Lot Dimensions | 110 ft deep x 98 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 199310 |
|---|---|
| Street Address | 108 CLAIRMORE AVE |
| City | LANOKA HARBOR |
| State | NJ |
| Zip | 08734-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 98 X 110 |
| Legal Subdivision | TOWNSHIP/LACEY |
| Legal Block | 864 |
| Legal Lot Number | 21.1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 732101 |
Source: Ocean County and Lacey Township records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 CLAIRMORE AVE, LANOKA HARBOR, NJ 08734-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 12, 2024 | Bargain and Sale Deed, Transfer · USDA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 12, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 24, 2019 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2024 · Amount on Record |
| Deed Sale | Apr 12, 2024 · Amount on Record |
| Prior Sale | Apr 24, 2019 · Amount on Record |
| Deed Document Number | 202426984 |
| Deed Book / Page | 19656 / 339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 12, 2024 |
| Property Address | 108 CLAIRMORE AVE, LANOKA HARBOR, NJ 08734-1812 |
| Document Number | 0196560339 |
| Book / Page | 19656 / 339 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024026984 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,097.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4633 N BOLLINGER RD, VESTABURG, MI 48891-9732 |
| Name | Verified Name |
|---|---|
| Address | 108 CLAIRMORE AVE, LANOKA HARBOR, NJ 08734-1812 |
| Document Number | 2024026985 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | 2024026985 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Number | 0196560361 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 19656/361 |
| Instrument | 2024026986 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 108 CLAIRMORE AVE, LANOKA HARBOR, NJ 08734-1812 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 108 CLAIRMORE AVE, LANOKA HARBOR, NJ 08734-1812 |
| Document Number | 0195820811 |
|---|---|
| Date | Jan 12, 2024 |
| Book Page | 19582/811 |
| Instrument | 2024003414 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 108 CLAIRMORE AVE, LANOKA HARBOR, NJ 08734-1812 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 108 CLAIRMORE AVE, LANOKA HARBOR, NJ 08734-1812 |
| Document Number | 0189100616 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 18910/616 |
| Instrument | 2022019797 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | May 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 24, 2019 |
| Property Address | 108 CLAIRMORE AVE, LANOKA HARBOR, NJ 08734-1812 |
| Document Number | 0174491079 |
| Book / Page | 17449 / 1079 |
| Map Reference | MAP 1-789 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 2019037397 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | JERSEY COAST TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 CLAIRMORE AVE, 108, LANOKA HARBOR, NJ 08734-1812 |
| Name | Verified Name |
|---|---|
| Address | 108 CLAIRMORE AVE, LANOKA HARBOR, NJ 08734-1812 |
| Document Number | 2019037398 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 2019037398 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $201,700 (-) Land $83,000 Building $118,700 | $201,700 (-) Land $83,000 Building $118,700 | |
| 2025 | $5,517.00 (+7.94%) | $201,700 (-) Land $83,000 Building $118,700 | $201,700 (-) Land $83,000 Building $118,700 |
| 2024 | $5,111.00 (+11.99%) | ||
| 2023 | $201,700 Land $83,000 Building $118,700 | $201,700 Land $83,000 Building $118,700 | |
| 2022 | $4,564.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 116 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 116 in force |
| Nearby Flood Claims | 229 (1989–2025) |
| Claims Outside the SFHA | 8 of 229 |
| Most Recent Claim | May 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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