108 Cisco Rd, Lexington, KY 40504 Property Records

Lexington-Fayette Urban County property record for 108 Cisco Rd, Lexington, KY 40504

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,131 sqft · built 1948
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,900 (Dec 2023)
Tax Bill	$2,250 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Sale & Mortgage + 3 more
APN	`20259500`

Property Details

APN / Parcel Number

Primary APN	`20259500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,131 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Lot Area	7,000 sqft (0.161 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	108 CISCO RD
City	LEXINGTON
State	KY
Zip	40504-1143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BOOK: 3495 PAGE: 634
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	2
Census Block	2000
Census Tract	1900

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 CISCO RD, LEXINGTON, KY 40504-1143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 14, 2023	Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Jun 26, 2023	Deed, Transfer BLUE ROCK TITLE, BLUEROCK TITLE
May 30, 2017	Deed of Trust, Mortgage FIFTH THIRD MTG CO
May 30, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Prior Sale	Jun 26, 2023 · Amount on Record
Deed Document Number	202317
Deed Book / Page	4050 / 538
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	108 CISCO RD, LEXINGTON, KY 40504-1143
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CISCO RD, LEXINGTON, KY 40504-1143

Mortgage

Document Number	MB11168/694
Date	Mar 9, 2026
Book Page	MB 11168/694
Instrument	202603090157

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded
Term	333 Months
Due	Dec 1, 2053

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Dec 14, 2023
Property Address	108 CISCO RD, LEXINGTON, KY 40504-1143
Document Number	DB4050/538
Book / Page	DB 4050 / 538
Instrument Date	Nov 29, 2023
Instrument	202312140017
Transaction Type	Transfer
Record Updated	Dec 28, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4404 BREAKWATER CT, LEXINGTON, KY 40515-6081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CISCO RD, LEXINGTON, KY 40504-1143

Mortgage

Document Number	202312140018
Date	Dec 14, 2023
Instrument	202312140018

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Mortgage

Document Number	MB10746/101
Date	Dec 14, 2023
Book Page	MB 10746/101
Instrument	202312140019

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2033

Interest

Rate	12%

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jun 26, 2023
Property Address	108 CISCO RD, LEXINGTON, KY 40504-1143
Document Number	DB4023/509
Book / Page	DB 4023 / 509
Instrument Date	Jun 22, 2023
Instrument	202306260156
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	BLUE ROCK TITLE, BLUEROCK TITLE

Transaction

Amount	Amount Recorded
Tax	$121.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 N RAYMOND ST, CRYSTAL SPRINGS, MS 39059-2788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4404 BREAKWATER CT, LEXINGTON, KY 40515-6081

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	108 CISCO RD, LEXINGTON, KY 40504-1143
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8849/581
Date	May 30, 2017
Book Page	8849/581

Lender

Name	FIFTH THIRD MTG CO

Agreement

Amount	Amount Recorded

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	May 30, 2017
Property Address	108 CISCO RD, LEXINGTON, KY 40504-1143
Document Number	3495/634
Book / Page	3495 / 634
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,250.00 (+1.9%)	$179,900 (-)	$179,900 (-)
2025	$2,208.00 (+133.65%)	$179,900 (+133.64%)	$179,900 (+133.64%)
2023	$945.00 (-3.18%)	$77,000 (-)	$77,000 (-)
2022	$976.00	$77,000	$77,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	8 (1979–2010)
Claims Outside the SFHA	1 of 8
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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