Cumberland County property record for 108 Circle Dr, Stedman, NC 28391
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,941 sqft · built 1947 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,098 (2026) |
| Deeds & Mortgages | Jan 2018 Line of Credit Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0496-00-5305 |
| Primary APN | 0496-00-5305 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,941 sqft Heated Area |
| 1st Floor Area | 1,443 sqft |
| Basement Area | 506 sqft |
| Finished Basement | 506 sqft |
| Utility Area | 42 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 108 CIRCLE DR |
|---|---|
| City | STEDMAN |
| State | NC |
| Zip | 28391-8518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R10 |
| Legal Description | LT 100 X 150 IN STEDMAN |
| Legal Subdivision | TOWN OF STEDMAN |
| Legal Lot Number | 5305 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | CEDAR CREEK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 2801 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 676, STEDMAN, NC 28391-0676 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2018 | Deed of Trust, Mortgage · Line of Credit SHARONVIEW FEDERAL CREDIT UNION |
| Mar 19, 2021 | Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 108 CIRCLE DR, STEDMAN, NC 28391 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SVCS |
| Name | Verified Name |
|---|
| Document Number | 0102380631 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 10238/631 |
| Instrument | 01972 |
| Name | SHARONVIEW FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 22, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 108 CIRCLE DR, STEDMAN, NC 28391 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0110630692 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 11063/692 |
| Instrument | 12792 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Stedman Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,098.00 (+5.52%) | ||
| 2025 | $2,936.00 (+62.57%) | $218,021 (+66.15%) Land $15,000 Building $203,021 | $218,021 (+66.15%) Land $15,000 Building $203,021 |
| 2024 | $1,806.00 (+6.55%) | $131,218 (+6.33%) Land $10,000 Building $121,218 | $131,218 (+6.33%) Land $10,000 Building $121,218 |
| 2023 | $1,695.00 (+2.23%) | $123,405 Land $10,000 Building $113,405 | $123,405 Land $10,000 Building $113,405 |
| 2022 | $1,658.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (2012–2018) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF STEDMAN serves 1,705 people · EPA ID NC0326030 |
|---|---|
| Water Source | Purchased surface water from FAYETTEVILLE PUBLIC WORKS COMM |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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