108 Circle Dr, Beaufort, NC 28516 Property Records

Carteret County property record for 108 Circle Dr, Beaufort, NC 28516

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,284 sqft · built 1954
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Feb 2026)
Tax Bill	$2,479 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`7306.15.62.1528000`

Property Details

APN / Parcel Number

Primary APN	`7306.15.62.1528000`
Alternative APNs	`30177` `21134`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,284 sqft Heated Area
Gross Area	3,065 sqft
1st Floor Area	2,231 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Other
Foundation Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	140 ft deep x 62 ft wide
Garage Area	849 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft
Patio Area	11 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	21134
Street Address	108 CIRCLE DR
City	BEAUFORT
State	NC
Zip	28516-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT CIRCLE DR BEAUFORT
Legal Block	62
Jurisdiction	CARTERET NC
Township / Civil Division	BEAUFORT
Census Block Group	2
Census Block	2031
Census Tract	970305

Owner

108 Circle Dr is owned by two individuals who bought it in February 2026.

Source: Carteret County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2808 STEEPLECHASE CT, RALEIGH, NC 27613-3549
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Deed Document Number	20261878111
Deed Book / Page	1878 / 111
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Feb 13, 2026
Property Address	108 CIRCLE DR, BEAUFORT, NC 28516-1602
Document Number	0018780111
Book / Page	1878 / 111
Map Reference	MB 537 PG 323
Instrument Date	Feb 11, 2026
Instrument	1878111
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 PALMETTO PLACE CIR, BEAUFORT, NC 28516-1759

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2808 STEEPLECHASE CT, RALEIGH, NC 27613-3549

Mortgage

Document Number	0001878112
Date	Feb 13, 2026
Instrument	1878/112

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year CMT
Max Rate	11%

Tax Assessment & Valuation

The 2025 property tax bill for 108 Circle Dr was $2,479.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Beaufort Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,704 (-) Land $116,214 Building $299,490	$415,704 (-) Land $116,214 Building $299,490
2025	$2,479.00	$415,704 Land $116,214 Building $299,490	$415,704 Land $116,214 Building $299,490
2023		$182,222 Land $42,928 Building $139,294	$182,222 Land $42,928 Building $139,294
2022	$1,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Circle Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	112 units insured incl. 6 condo units
Nearby Flood Claims	6 (2018–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Circle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEAUFORT serves 4,452 people · EPA ID NC0416010
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20