108 Chipper Ln, Sparta, GA 31087 Property Records

Baldwin County property record for 108 Chipper Ln, Sparta, GA 31087

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,924 sqft · built 2002
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$127,500 (Feb 2007)
Tax Bill	$2,325 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`126 039`

Property Details

APN / Parcel Number

Primary APN	`126 039`
Alternative APNs	`3381119` `18542`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,924 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Masonry
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Carport
Garage Area	488 sqft
Carport	Carport
Carport Area	488 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	192 sqft
Deck Area	16 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3381119
Street Address	108 CHIPPER LN
City	SPARTA
State	GA
Zip	31087-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	LT 24-2 WHISPERING WOODS DB 601-317 PB 20-83
Legal Subdivision	RES-WHISPERING WOODS
Legal Phase	2
Legal Tract	C
Legal Lot Number	2-24
Jurisdiction	BALDWIN GA
Township / Civil Division	EAST BALDWIN
Census Block Group	3
Census Block	3000
Census Tract	970102

Owner

108 Chipper Ln is owned and occupied by two individuals who bought it in February 2007.

Source: Baldwin County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 CHIPPER LN, SPARTA, GA 31087-2215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage ROBINS FINANCIAL CREDIT UNION
Aug 19, 2020	Deed of Trust, Mortgage · Line of Credit ROBINS FINANCIAL CREDIT UNION
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit MIDSOUTH COMMUNITY FEDERAL CREDIT UNION
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDSOUTH COMMUNITY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2007 · Amount on File
Deed Sale	Feb 22, 2007 · Amount on File
Prior Sale	Aug 28, 2002 · Amount on File
Deed Document Number	2007312
Deed Book / Page	876 / 36
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN GA
Property Address	108 CHIPPER LN, SPARTA, GA 31087-2215
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CHIPPER LN, SPARTA, GA 31087-2215

Mortgage

Document Number	0000001656/0000000129
Date	Dec 26, 2025
Book Page	0000001656/0000000129

Lender

Name	ROBINS FINANCIAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	168 Months
Due	Jan 1, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN GA
Property Address	108 CHIPPER LN, SPARTA, GA 31087-2215
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CHIPPER LN, SPARTA, GA 31087-2215

Mortgage

Document Number	0000001416/0000000559
Date	Aug 19, 2020
Book Page	0000001416/0000000559
Instrument	001697790009

Lender

Name	ROBINS FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN GA
Property Address	108 CHIPPER LN, SPARTA, GA 31087-2215
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CHIPPER LN, SPARTA, GA 31087-2215

Mortgage

Document Number	0000001496/0000000156
Date	Dec 28, 2021
Book Page	0000001496/0000000156
Instrument	001839580009

Lender

Name	MIDSOUTH COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	252 Months
Due	Jan 1, 2042

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN GA
Property Address	108 CHIPPER LN, SPARTA, GA 31087-2215
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CHIPPER LN, SPARTA, GA 31087-2215

Mortgage

Document Number	0000001485/0000000108
Date	Oct 7, 2021
Book Page	0000001485/0000000108
Instrument	001821570019

Lender

Name	MIDSOUTH COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 108 Chipper Ln was $2,325 with a homeowner's exemption.

Source: Baldwin County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,325.00 Homeowner's exemption	$95,416 Land $4,800 Building $90,616	$238,540 Land $12,000 Building $226,540
2023	$1,772.00 (-1.01%) Homeowner's exemption	$72,748 (-0.98%) Land $4,000 Building $68,748	$181,870 (-0.98%) Land $10,000 Building $171,870
2022	$1,790.00	$73,468 Land $4,000 Building $69,468	$183,670 Land $10,000 Building $173,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Chipper Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Chipper Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Windstream DSL	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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