108 Chestnut St E, Virginia, MN 55792 Property Records

St. Louis County property record for 108 Chestnut St E, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1908
Lot Size	0.145 acres (6,333 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Oct 2020)
Tax Bill	$566 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0073-00070`

Property Details

APN / Parcel Number

Primary APN	`090-0073-00070`
Alternative APN	`1098106`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Gross Area
1st Floor Area	672 sqft
Basement Area	605 sqft
Finished Basement	605 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,333 sqft (0.145 acres)
Garage Area	264 sqft

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	32 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1098106
Street Address	108 CHESTNUT ST E
City	VIRGINIA
State	MN
Zip	55792-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0004 BLOCK:002 SERIAL #
Legal Subdivision	FRANKLIN ADD TO VIRGINIA
Legal Block	2
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	1
Census Block	1000
Census Tract	13100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Virginia Commercial Historic District listed 1997 · 78 contributing resources · NRIS 97000020

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Louis County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	108 CHESTNUT ST E, VIRGINIA, MN 55792-2513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Deed Document Number	20201393108
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 15, 2020
Property Address	108 CHESTNUT ST E, VIRGINIA, MN 55792-2513
Document Number	00A1393108
Instrument Date	Aug 31, 2020
Instrument	A1393108
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 CHESTNUT ST E VIRGINIA MN 557922513, VIRGINIA, MN 55792-2513

Mortgage

Document Number	A1393109
Date	Oct 15, 2020
Instrument	A1393109

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$566.00 (-33.72%) Homeowner's exemption
2025	$854.00 (-49.29%) Homeowner's exemption	$92,400 (-9.77%) Land $5,600 Building $86,800	$92,400 (-9.77%) Land $5,600 Building $86,800
2024	$1,684.00	$102,400 (+58.76%) Land $5,300 Building $97,100	$102,400 (+58.76%) Land $5,300 Building $97,100
2022		$64,500 Land $4,600 Building $59,900	$64,500 Land $4,600 Building $59,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Chestnut St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures