108 Chestnut St, Algonac, MI 48001 Property Records

St. Clair County property record for 108 Chestnut St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,680 sqft · built 1969
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$134,900 (Aug 2010)
Tax Bill	$1,945 (2025)
Deeds & Mortgages	Oct 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`74-01-155-0027-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-155-0027-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Modular
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	122 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 CHESTNUT ST
City	ALGONAC
State	MI
Zip	48001-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 40 OWANA BEACH PLAT SEC 02 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	02
Legal Subdivision	OWANA BEACH PLAT
Legal Lot Number	40
Legal Unit	40
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1006
Census Tract	649000

Owner

Source: St. Clair County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 CHESTNUT ST, ALGONAC, MI 48001-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2010 · Amount on Record
Deed Sale	Aug 3, 2010 · Amount on Record
Deed Document Number	201015197
Deed Book / Page	4059 / 861
Last Transfer Date	Sep 8, 2020
Transfer Doc	0052540436
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 12, 2020
Property Address	108 CHESTNUT ST, ALGONAC, MI 48001-1109
Document Number	0052540436
Book / Page	005254 / 000436
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 CHESTNUT ST ALGONAC MI 480011109, ALGONAC, MI 48001-1109

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,945.00 (-38.82%) Homeowner's exemption	$124,100 (+15.87%)
2024	$3,179.00 (+12.17%)		$248,200 (+15.87%)
2023		$107,100
2022	$2,834.00		$214,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Chestnut St

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