Harrison County property record for 108 Cherry St, Lumberport, WV 26386
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,148 sqft · built 2001 |
| Lot Size | 0.096 acres (4,182 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $497 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-1704-0180.0000 |
| Primary APN | 09-1704-0180.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 2,296 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,182 sqft (0.096 acres) |
| Lot Dimensions | 105 ft deep x 40 ft wide |
| Terrain | Above Road/Slope |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06220573 |
|---|---|
| Street Address | 108 CHERRY ST |
| City | LUMBERPORT |
| State | WV |
| Zip | 26386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 LOT 24 V L HORNOR ADD |
| Legal Subdivision | HORNOR ADD |
| Legal Lot Number | 24 |
| Jurisdiction | HARRISON WV |
| Township / Civil Division | NORTHERN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30802 |
108 Cherry St is owned and occupied by two individuals who acquired it in May 2026.
Source: Harrison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 NOBLE ST, LUMBERPORT, WV 26386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Jun 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 22, 2026 |
| Transfer Doc | 0000012197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARRISON WV |
| Recording Date | Jun 2, 2026 |
| Property Address | 108 CHERRY ST, LUMBERPORT, WV 26386 |
| Document Number | 0000012197 |
| Book / Page | 1822 / 1103 |
| Instrument Date | May 22, 2026 |
| Instrument | 202612197 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000012198, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 1552/135 |
| Instrument | 202612198 |
| Name | WESBANCO BANK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON WV |
| Recording Date | Jun 2, 2026 |
| Property Address | 108 CHERRY ST, LUMBERPORT, WV 26386 |
| Document Number | 0000012198 |
| Book / Page | 1552 / 135 |
| Instrument Date | May 22, 2026 |
| Instrument | 202612198 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Document Number | 0000012198, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 1552/135 |
| Instrument | 202612198 |
| Name | WESBANCO BANK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 108 Cherry St was $497 with exemptions applied, down 4.6% from the year before.
Source: Harrison County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $497.00 (-4.61%) | $58,860 (-1.21%) Land $2,580 Building $56,280 | $98,100 (-1.21%) Land $4,300 Building $93,800 |
| 2025 | $521.00 Homeowner's exemption Disabled Person's exemption | $59,580 Land $2,580 Building $57,000 | $99,300 Land $4,300 Building $95,000 |
| 2023 | $434.00 (-2.47%) Homeowner's exemption Disabled Person's exemption | $52,200 (-0.91%) Land $2,580 Building $49,620 | $87,000 (-0.91%) Land $4,300 Building $82,700 |
| 2022 | $445.00 Homeowner's exemption Disabled Person's exemption | $52,680 Land $2,580 Building $50,100 | $87,800 Land $4,300 Building $83,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Cherry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Cherry St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LUMBERPORT serves 1,519 people · EPA ID WV3301714 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Turbidity resolved · May 2024 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Jan 2025 Organic carbon removal Jan 2022 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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