108 Cherry Dr, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 108 Cherry Dr, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	0.339 acres (14,778 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,194 (2024)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-36-431-020`

Property Details

APN / Parcel Number

Primary APN	`06-36-431-020`

Exterior

Lot Area	14,778 sqft (0.339 acres)

Location & Zoning

Street Address	108 CHERRY DR
City	MOUNT VERNON
State	IL
Zip	62864-2527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMISONS W G IV L168- 420 LOT 194
Legal Subdivision	JAMISONS WESTERN GARDENS SUB
Legal Lot Number	194
Jurisdiction	JEFFERSON IL
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2008
Census Tract	50600

Owner

Source: Jefferson County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 CHERRY DR, MOUNT VERNON, IL 62864-2527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Mar 21, 2018	Deed of Trust, Mortgage · ARM LOANDEPOTCOM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2013
Deed Sale	Aug 20, 2013
Prior Sale	Feb 13, 2007 · Amount on Record
Deed Document Number	20138429
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	108 CHERRY DR, MOUNT VERNON, IL 62864-2527
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201700878
Date	Mar 3, 2017
Instrument	201700878

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	108 CHERRY DR, MOUNT VERNON, IL 62864-2527
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201801124
Date	Mar 21, 2018
Instrument	201801124

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Shiloh Township
Municipality	Mount Vernon City
Elementary School District	Mount Vernon School District 80 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,637 (+48.4%) Land $5,180 Building $44,457	$148,911 (+48.4%) Land $15,540 Building $133,371
2024	$3,194.00 (+25.65%)
2022		$33,449 Land $4,702 Building $28,747	$100,347 Land $14,106 Building $86,241
2021	$2,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delta Communications Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: LTD Broadband, Verizon.

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