108 Charing Ct, Sterling, VA 20164 Property Records

Loudoun County property record for 108 Charing Ct, Sterling, VA 20164

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,335 sqft · built 1983
Owner	Individual Name on Record
Last Sale	$399,000 (Jan 2024)
Tax Bill	$3,058 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012-25-5199-102`

Property Details

APN / Parcel Number

Primary APN	`012-25-5199-102`
Alternative APN	`82 AC3-8 57`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,335 sqft Living Area
1st Floor Area	435 sqft
Basement Area	435 sqft
Finished Basement	435 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt

Exterior Amenities

Deck Area	Deck Area
Patio Area	144 sqft
Shed	1 Shed
Shed Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	108 CHARING CT
City	STERLING
State	VA
Zip	20164-1454
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PDH3
Legal Description	HUNINGTON RIDGE 3 CONDO PH.8 UNIT 57 1543--635
Legal Subdivision	HUNINGTON RDG 3 PH.8
Legal Phase	8
Legal Block	1
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1003
Census Tract	611205

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 CHARING CT, STERLING, VA 20164-1454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC
Dec 26, 2020	Deed of Trust, Mortgage · VA Mortgage ACCLERATE MTG LLC
Mar 25, 2020	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC
May 1, 2019	Deed of Trust, Mortgage · VA Mortgage SANDY SPRING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2024 · Amount on Record
Deed Sale	Jan 25, 2024 · Amount on Record
Prior Sale	Dec 30, 1997 · Amount on Record
Deed Document Number	20243010
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jan 25, 2024
Property Address	108 CHARING CT, STERLING, VA 20164-1454
Document Number	0000003010
Instrument Date	Jan 23, 2024
Instrument	202401250003010
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CHARING CT, STERLING, VA 20164-1454

Mortgage

Document Number	0000003011
Date	Jan 25, 2024
Instrument	202401250003011

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	108 CHARING CT, STERLING, VA 20164-1454
Document Number	20201231129638
Instrument Date	Dec 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CHARING CT STERLING VA 201641454, STERLING, VA 20164-1454

Mortgage

Document Number	20201231129638
Date	Dec 31, 2020
Instrument	129638

Lender

Name	ACCLERATE MTG LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

Interest

Rate Type	Fixed Rate
Rate	2.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	108 CHARING CT, STERLING, VA 20164-1454
Document Number	20200330021564
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CHARING CT STERLING VA 201641454, STERLING, VA 20164-1454

Mortgage

Document Number	20200330021564
Date	Mar 30, 2020
Instrument	21564

Lender

Name	ACCELERATE MTG LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	108 CHARING CT, STERLING, VA 20164-1454
Document Number	20190507022895
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CHARING CT STERLING VA 201641454, STERLING, VA 20164-1454

Mortgage

Document Number	20190507022895
Date	May 7, 2019
Instrument	22895

Lender

Name	SANDY SPRING BK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,058.00 (+8.36%)	$379,960 (+17.77%) Land $128,500 Building $251,460	$379,960 (+17.77%) Land $128,500 Building $251,460
2023	$2,822.00	$322,620 Land $128,500 Building $194,120	$322,620 Land $128,500 Building $194,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2003 · Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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