Essex County and Newbury Town property record for 108 Central St, Byfield, MA 01922
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,515 sqft · built 2005 |
| Lot Size | 5.27 acres (229,561 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,606 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NEWB M:0R18 B:0000 L:0009A |
| Primary APN | NEWB M:0R18 B:0000 L:0009A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,515 sqft Living Area |
| Gross Area | 6,546 sqft |
| Basement Area | 2,367 sqft |
| Unfinished Basement | 2,367 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cape Cod |
| Exterior Material | Logs |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 229,561 sqft (5.27 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 108 CENTRAL ST |
|---|---|
| City | BYFIELD |
| State | MA |
| Zip | 01922-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR4 |
| Legal Lot Number | 9A |
| Jurisdiction | NEWBURY MA |
| Township / Civil Division | NEWBURY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 269100 |
Source: Essex County and Newbury Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 621, BYFIELD, MA 01922-0621 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWBURY MA |
| Property Address | 108 CENTRAL ST, NEWBURY, MA 01922-1523 |
| Document Number | 38772-477 |
| Instrument Date | Jun 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 108 CENTRAL ST NEWBURY MA 019221523, NEWBURY, MA 01922-1523 |
| Document Number | 38772-477 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 038772/000477 |
| Instrument | 31003080 |
| Name | AMERICAN FINANCING AMERICAN FINANCING |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2050 |
Source: Essex County and Newbury Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Newbury Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,606.00 (-0.21%) | $886,700 (+2.87%) Land $350,400 Building $536,300 | $806,835 |
| 2024 | $6,620.00 (-2.53%) | $862,000 (+10.03%) Land $350,400 Building $511,600 | |
| 2023 | $6,792.00 | $783,400 Land $328,600 Building $454,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1978–2014) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BYFIELD WATER DISTRICT serves 2,228 people · EPA ID MA3205001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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