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108 Central St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 108 Central St, Acton, MA 01720

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 940 sqft · built 1958
Lot Size0.451 acres (19,685 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Jul 2025)
Tax Bill$4,901 (2025)
Deeds & MortgagesJun 2021 Refinance
Jul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNACTO M:00G2 B:0164 L:0001

Property Details

APN / Parcel Number

Primary APNACTO M:00G2 B:0164 L:0001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area940 sqft Living Area
Gross Area1,650 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,685 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address108 CENTRAL ST
CityACTON
StateMA
Zip01720-2724
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR2
Legal Block164
Legal Lot Number1
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group2
Census Block2010
Census Tract363202

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1 SYDNEY LN, WESTFORD, MA 01886-4141
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Jul 29, 2025Quit Claim Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2025 · Amount on Record
Deed SaleJul 29, 2025 · Amount on Record
Prior SaleFeb 1, 2005 · Amount on Record
Deed Book / Page84420 / 324
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address108 CENTRAL ST, ACTON, MA 01720-2724
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0077981-79
DateJun 10, 2021
Book Page77981/79
Instrument131152
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term169 Months
DueJul 1, 2035

July 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateJul 29, 2025
Property Address108 CENTRAL ST, ACTON, MA 01720-2724
Document Number084420-324
Book / Page84420 / 324
Instrument DateJul 29, 2025
Instrument89059
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1 SYDNEY LN, WESTFORD, MA 01886-4141

Mortgage

Document Number0000089060
DateJul 29, 2025
Instrument89060
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,901.00 (+12.31%)$285,800 (+9.17%) Building $285,800$399,095 (-10.54%)
2024$4,364.00 (+6.21%)$261,800 (+11.88%) Building $261,800$446,120
2023$4,109.00$234,000 Building $234,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1991–2001)
Most Recent ClaimJun 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACTON WATER SUPPLY DISTRICT
serves 21,285 people · EPA ID MA2002000
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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