108 Central Oaks Rd, Clemmons, NC 27012 Property Records

Davidson County property record for 108 Central Oaks Rd, Clemmons, NC 27012 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage2,741 sqft Total Area
Lot Size25,158 sqft (0.577 acres)
OccupancyOwner Occupied
Last Sale$149,000 (2008)
Tax Bill$968.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-007-L-000-0032
Alternative APN
  • 9097168

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,741 sqft Total Area
1st Floor1,315 sqft 1st Floor
Basement Area590 sqft Basement
Finished Basement590 sqft Finished
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area25,158 sqft (0.577 acres)
Parking Spaces2 Parking Spaces
Garage Area656 sqft Garage
Porch Area180 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number9097168
Street Address108 CENTRAL OAKS RD
CityCLEMMONS
StateNC
Zip27012-6719
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPB26-96 L32 BK1885-47 SPRING CREEK
Legal SubdivisionSPRING CREEK
JurisdictionDAVIDSON NC
Minor Civil DivisionARCADIA
Census Blockgroup2
Census Block2000
Census Tract60302

Owner

Source: Davidson County records · APN 03-007-L-000-0032

Assessment roll updated September 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address108 CENTRAL OAKS RD, CLEMMONS, NC 27012-6719
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 19, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2008 · Amount on Record
Deed SaleSep 12, 2008 · Amount on Record
Prior SaleMay 30, 2003 · Amount on Record
Deed Doc Number200823198
Deed Book / Page1885 / 47
Record RefreshedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIDSON NC
Property Address108 CENTRAL OAKS RD, CLEMMONS, NC 27012-6719
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023841737
DateNov 26, 2019
Book Page2384/1737
Instrument2019000024767
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIDSON NC
Property Address108 CENTRAL OAKS RD, CLEMMONS, NC 27012-6719
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024241122
DateAug 19, 2020
Book Page2424/1122
Instrument2020000017822
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Davidson County records · Assessment roll updated September 11, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDavidson County
Unified School DistrictDavidson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$968.00 (-1.43%) Homeowner's exemption Veteran's exemption$198,590 (-)$198,590 (-) Land $40,000 Building $158,590
2023$982.00 Homeowner's exemption Veteran's exemption$198,590$198,590 Land $40,000 Building $158,590

Flood & Wildfire

108 Central Oaks Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Davidson County (37057C), updated September 1, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 24th in North Carolina
Wildfire LikelihoodLow — about 1 in 2,703 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Central Oaks Rd

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