108 Central Ln, Secaucus, NJ 07094 Property Records

Hudson County and Secaucus Town property record for 108 Central Ln, Secaucus, NJ 07094

Property Summary

Property TypeSingle Family Home
Details3,699 sqft · built 2005
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Tax Bill$13,679 (2025)
Deeds & MortgagesMay 2020 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-00219-0000-00012

Property Details

APN / Parcel Number

Primary APN09-00219-0000-00012
Alternative APNs
  • 090021900012
  • 00004268

Interior

Stories2 Stories
Building Area3,699 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number00004268
Street Address108 CENTRAL LN
CitySECAUCUS
StateNJ
Zip07094-4244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRZASECA
Legal Block219
Legal Lot Number12
JurisdictionHUDSON NJ
Township / Civil DivisionSECAUCUS
Census Block Group1
Census Block1003
Census Tract19800

Owner

Source: Hudson County and Secaucus Town records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address108 CENTRAL LN, SECAUCUS, NJ 07094-4244
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2020Deed of Trust, Mortgage · Line of Credit
CONNEXUS CU
May 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 29, 2018Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUDSON NJ
Property Address108 CENTRAL LN, SECAUCUS, NJ 07094-4244
Document Number0060072510
Instrument DateMay 13, 2020
Transaction TypeMortgage
Record UpdatedJul 13, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address108 CENTRAL LN SECAUCUS NJ 070944244, SECAUCUS, NJ 07094-4244

Mortgage

Document Number0060072510
DateJun 12, 2020
Book Page019624/000939
Instrument60072510
Lender
NameCONNEXUS CU
TypeCredit Union
AddressWAUSAU, WI 54401
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUDSON NJ
Property Address108 CENTRAL LN, SECAUCUS, NJ 07094-4244
Document Number0060072500
Instrument DateMay 13, 2020
Transaction TypeMortgage
Record UpdatedJul 13, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 CENTRAL LN SECAUCUS NJ 070944244, SECAUCUS, NJ 07094-4244

Mortgage

Document Number0060072500
DateJun 12, 2020
Book Page019624/000923
Instrument60072500
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2050

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUDSON NJ
Property Address108 CENTRAL LN, SECAUCUS, NJ 07094-4244
Document Number0060095580
Instrument DateJun 29, 2018
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanySOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 CENTRAL LN SECAUCUS NJ 070944244, SECAUCUS, NJ 07094-4244

Mortgage

Document Number0060095580
DateJul 25, 2018
Book Page019216/000703
Instrument60095580
Lender
NamePNC BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hudson County and Secaucus Town assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyHudson County
MunicipalitySecaucus Town
Unified School DistrictSecaucus Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,500 (-) Land $88,000 Building $232,500$320,500 (-) Land $88,000 Building $232,500
2025$13,679.00 (+4.31%)$320,500 (-) Land $88,000 Building $232,500$320,500 (-) Land $88,000 Building $232,500
2024$13,114.00 (+8.74%)
2023$320,500 Land $88,000 Building $232,500$320,500 Land $88,000 Building $232,500
2022$12,060.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 155 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies444 units insured
incl. 289 condo units
Nearby Flood Claims292 (1979–2026)
Claims Outside the SFHA28 of 292
Most Recent ClaimMay 2026 · other causes
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 31 claims
  • Hurricane Sandy, Oct 2012 · 143 claims
  • Hurricane Irene, Aug 2011 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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