108 Central Ave, South Bend, WA 98586 Property Records

Pacific County property record for 108 Central Ave, South Bend, WA 98586

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,038 sqft · built 1975
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$285,000 (May 2026)
Tax Bill	$2,357 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71019018010`

Property Details

APN / Parcel Number

Primary APN	`71019018010`

Interior

Stories	1 Story
Building Area	3,038 sqft Gross Area
1st Floor Area	3,038 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	114 ft deep x 32 ft wide
Garage Type	Carport
Garage Area	620 sqft
Carport	Carport
Carport Area	620 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	108 CENTRAL AVE
City	SOUTH BEND
State	WA
Zip	98586
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	UGA
Legal Description	SOUTH BEND CORRECTED MAP, LOT 10, BLOCK 18
Legal Subdivision	SOUTH BEND
Legal Block	18
Legal Lot Number	10
Jurisdiction	PACIFIC WA
Township / Civil Division	RAYMOND
Census Block Group	2
Census Block	2030
Census Tract	950301

Owner

108 Central Ave, a commercial property, is owned by a company that bought it in May 2026.

Source: Pacific County records, as of May 21, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 25, RAYMOND, WA 98577-0025
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Deed Document Number	20263236019
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PACIFIC WA
Recording Date	May 5, 2026
Property Address	108 CENTRAL AVE, SOUTH BEND, WA 98586
Document Number	0003236019
Instrument Date	May 4, 2026
Instrument	2026.3236019
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	PACIFIC ONE TITLE, PACIFIC COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003236019,
Date	May 5, 2026
Instrument	2026.3236019

Lender

Name	ESA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 108 Central Ave was $2,357, up 11.2% from the year before.

Source: Pacific County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pacific County
Municipality	South Bend City
Unified School District	South Bend School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,200 (-) Land $50,700 Building $212,500	$263,200 (-) Land $50,700 Building $212,500
2025	$2,357.00 (+11.23%)	$263,200 (-) Land $50,700 Building $212,500	$263,200 (-) Land $50,700 Building $212,500
2024	$2,119.00	$263,200 (-) Land $50,700 Building $212,500	$263,200 (-) Land $50,700 Building $212,500
2023	$2,119.00	$263,200 Land $50,700 Building $212,500	$263,200 Land $50,700 Building $212,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 21, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2022–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	South Bend Water Department serves 2,930 people · EPA ID WA5381500
Water Source	Surface water
Last State Inspection	Jan 2023
Lead	23 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35