108 Center St, Dowagiac, MI 49047 Property Records

Cass County property record for 108 Center St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,344 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Feb 2017)
Tax Bill	$2,816 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-160-200-282-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-200-282-00`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,344 sqft Building Perimeter
1st Floor Area	1,184 sqft
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,098 sqft (0.14 acres)
Garage Area	536 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 CENTER ST
City	DOWAGIAC
State	MI
Zip	49047-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 781 LOT 29, EX 42 FT OFF E SIDE PATRICK HAMILTON'S ADD CITY OF DOWAGIAC.
Legal Subdivision	PATRICK HAMILTONS ADD
Legal Lot Number	29
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	1
Census Block	1036
Census Tract	1901

Owner

108 Center St is owned and occupied by an individual who bought it in February 2017.

Source: Cass County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	108 CENTER ST, DOWAGIAC, MI 49047-1139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2017 · Amount on File
Deed Sale	Feb 21, 2017 · Amount on File
Deed Book / Page	1119 / 272
Record Updated	Oct 29, 2026

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CASS MI
Recording Date	Feb 21, 2017
Property Address	108 CENTER ST, DOWAGIAC, MI 49047-1139
Document Number	1119/0272
Book / Page	1119 / 0272
Instrument Date	Feb 17, 2017
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CENTER ST, DOWAGIAC, MI 49047-1139

Mortgage

Document Number	1119/0275
Date	Feb 21, 2017
Book Page	1119/0275

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 108 Center St was $2,816 with a homeowner's exemption.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,900 (+10.5%) Land $117,900	$235,800 (+10.5%) Land $235,800
2025	$2,816.00 Homeowner's exemption	$106,700 Land $106,700	$213,400 Land $213,400
2023		$85,400	$170,800
2022	$2,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Center St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20