Seminole County property record for 108 Centennial Dr, Sanford, FL 32773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,149 sqft · built 1982 |
| Lot Size | 0.238 acres (10,379 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $223,000 (May 2020) |
| Tax Bill | $3,511 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-30-5FT-0000-1560 |
| Primary APN | 03-20-30-5FT-0000-1560 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,149 sqft Living Area |
| Gross Area | 1,654 sqft |
| 1st Floor Area | 1,149 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,379 sqft (0.238 acres) |
| Garage Type | Attached |
| Garage Area | 505 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 108 CENTENNIAL DR |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32773-5574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 156 HIDDEN LAKE PH 2 UNIT 4 PB 25 PGS 66 & 67 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 03 |
| Legal Subdivision | HIDDEN LAKE PH 2 UNIT 4 |
| Legal Tract | 5FT |
| Legal Lot Number | 156 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20807 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 CENTENNIAL DR, SANFORD, FL 32773-5574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage TRUIST BANK |
| May 5, 2020 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE EQUITY PTRS |
| Jan 2, 2019 | Warranty Deed, Transfer · FHA Mortgage CENTURY LNDG |
| Apr 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage CITADEL SVCNG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2020 · Amount on Record |
| Deed Sale | May 5, 2020 · Amount on Record |
| Prior Sale | Jan 2, 2019 · Amount on Record |
| Deed Document Number | 202046731 |
| Deed Book / Page | 9594 / 1828 |
| Prior Transfer Date | May 6, 2008 |
| Prior Transfer Doc | 0069971695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 108 CENTENNIAL DR, SANFORD, FL 32773-5574 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 108 CENTENNIAL DR, SANFORD, FL 32773-5574 |
| Document Number | 0103840571 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | 10384/571 |
| Instrument | 2023009718 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 1, 2063 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 5, 2020 |
| Property Address | 108 CENTENNIAL DR, SANFORD, FL 32773-5574 |
| Document Number | 0095941828 |
| Book / Page | 009594 / 001828 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 46731 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,561.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 CENTENNIAL DR SANFORD FL 327735574, SANFORD, FL 32773-5574 |
| Document Number | 95941830 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 009594/001830 |
| Instrument | 46732 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Address | LYNNFIELD, MA 01940 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 4, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 2, 2019 |
| Property Address | 108 CENTENNIAL DR, SANFORD, FL 32773-5574 |
| Document Number | 0092750794 |
| Book / Page | 009275 / 000794 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 232 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,414.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 CENTENNIAL DR SANFORD FL 327735574, SANFORD, FL 32773-5574 |
| Document Number | 92750796 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 009275/000796 |
| Instrument | 233 |
| Name | CENTURY LNDG |
|---|---|
| Address | LOUISVILLE, KY 40223 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 12, 2018 |
| Property Address | 108 CENTENNIAL DR, SANFORD, FL 32773-5574 |
| Document Number | 0091091190 |
| Book / Page | 009109 / 001190 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 39971 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,010.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 96 HAYFIELD RD FL, FL |
| Document Number | 91091192 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 009109/001192 |
| Instrument | 39972 |
| Name | CITADEL SVCNG CORP |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Sanford City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,511.00 (+9.14%) Homeowner's exemption | $237,000 (+5.99%) | $277,578 (+7.19%) Land $70,000 Building $207,578 |
| 2023 | $3,217.00 (+3.11%) Homeowner's exemption | $223,613 (+3%) | $258,951 (+12.08%) Land $63,000 Building $195,951 |
| 2022 | $3,120.00 Homeowner's exemption | $217,100 | $231,032 Land $50,000 Building $181,032 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 6 (1983–2019) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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