108 Cedar St, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 108 Cedar St, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	1,542 sqft · built 1953
Lot Size	0.167 acres (7,253 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (May 2011)
Tax Bill	$11,183 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04908-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`20-04908-0000-00008`
Alternative APNs	`2000551000000002` `200490800008`

Interior

Stories	1 Story
Building Area	1,542 sqft Living Area
1st Floor Area	1,542 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,253 sqft (0.167 acres)
Lot Dimensions	98 ft deep x 74 ft wide

Location & Zoning

Old Parcel Number	2000551000000002
Street Address	108 CEDAR ST
City	WESTFIELD
State	NJ
Zip	07090-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4908
Legal Lot Number	8
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1002
Census Tract	36800

Owner

108 Cedar St is owned and occupied by two individuals who acquired it in March 2021.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 CEDAR ST, WESTFIELD, NJ 07090-1752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2011 · Amount on File
Deed Sale	May 10, 2011 · Amount on File
Deed Document Number	2011223687
Deed Book / Page	5862 / 149
Last Transfer Date	Mar 24, 2021
Transfer Doc	0064462152
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Jan 6, 2022
Property Address	108 CEDAR ST, WESTFIELD, NJ 07090-1752
Document Number	0064462152
Book / Page	6446 / 2152
Instrument Date	Mar 24, 2021
Instrument	13475
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 CEDAR ST, WESTFIELD, NJ 07090-1752

Mortgage

Document Number	0000028766
Date	Jan 6, 2022
Instrument	28766

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 108 Cedar St was $11,183, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,900 (-) Land $370,100 Building $117,800	$487,900 (-) Land $370,100 Building $117,800
2025	$11,183.00 (+1.78%)	$487,900 Land $370,100 Building $117,800	$487,900 Land $370,100 Building $117,800
2024	$10,987.00
2023		$487,900 Land $370,100 Building $117,800	$487,900 Land $370,100 Building $117,800
2022	$10,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Cedar St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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