108 Cedar St, Sweetwater, TN 37874 Property Records

Monroe County property record for 108 Cedar St, Sweetwater, TN 37874

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft · built 1970
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2024)
Tax Bill	$704 (2022)
Deeds & Mortgages	May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062023E E 00400`

Property Details

APN / Parcel Number

Primary APN	`062023E E 00400`
Alternative APN	`023E E 00400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	288 sqft
Finished Basement	288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1997
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	152 ft deep x 75 ft wide
Porch	Porch
Porch Area	72 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 CEDAR ST
City	SWEETWATER
State	TN
Zip	37874-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	DISTRICT: 01, COUNTY AREA: A01
Legal Subdivision	HUDSON SUB
Legal Lot Number	3 75
Jurisdiction	MONROE TN
Township / Civil Division	1
Census Block Group	2
Census Block	2018
Census Tract	925102

Owner

Source: Monroe County records, as of January 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2303 DAVIS DAIRY RD, PHILADELPHIA, TN 37846-1525
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2024 · Amount on File
Deed Sale	May 9, 2024 · Amount on File
Prior Sale	Sep 28, 2001 · Amount on File
Deed Document Number	24002915
Deed Book / Page	WD457 / 195
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE TN
Recording Date	May 9, 2024
Property Address	108 CEDAR ST, SWEETWATER, TN 37874-3217
Document Number	0WD457/195
Book / Page	WD457 / 195
Map Reference	MB 3 PG 74
Instrument Date	May 7, 2024
Instrument	24002915
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2303 DAVIS DAIRY RD, PHILADELPHIA, TN 37846-1525

Mortgage

Document Number	00D042/570
Date	May 9, 2024
Book Page	D-042/570
Instrument	24002916

Lender

Name	VOLUNTEER FEDERAL SAVINGS BANK
Type	Bank
Address	MADISONVILLE, TN 37354

Agreement

Type	ARM
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	14.2%
Index	1-Year T-Bill
Max Rate	14.2%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Monroe County
Municipality	Sweetwater City
Elementary School District	Sweetwater City School District (PK - 08)
Secondary School District	Monroe County School District in Sweetwater (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,975 (+0.47%) Land $4,650 Building $27,325
2023		$31,825 Land $4,650 Building $27,175	$127,900 Land $18,600 Building $109,300
2022	$704.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER UTILITY BOARD serves 13,597 people · EPA ID TN0000687
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20