108 Cedar Rd, Montezuma, IA 50171 Property Records

Poweshiek County property record for 108 Cedar Rd, Montezuma, IA 50171

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,792 sqft · built 2001
Lot Size	0.57 acres (24,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$126,000 (Oct 2014)
Tax Bill	$2,456 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1526300`

Property Details

APN / Parcel Number

Primary APN	`1526300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,792 sqft Living Area
Basement Area	1,792 sqft
Finished Basement	540 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modular
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,830 sqft (0.57 acres)
Lot Dimensions	227 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	152 sqft
Patio Area	660 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	108 CEDAR RD
City	MONTEZUMA
State	IA
Zip	50171-8422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE PONDEROSA UNIT 20 LOT 47
Legal Range	15W
Legal Township	78N
Legal Section	04
Legal Subdivision	LAKE PONDEROSA SUBDIVISION
Legal Lot Number	47
Jurisdiction	POWESHIEK IA
Township / Civil Division	UNION
Census Block Group	3
Census Block	3006
Census Tract	370200

Owner

Source: Poweshiek County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 144, MONTEZUMA, IA 50171-0144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Aug 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Feb 21, 2018	Deed of Trust, Mortgage MONTEZUMA STATE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2014 · Amount on Record
Deed Sale	Oct 30, 2014 · Amount on Record
Deed Document Number	20141992
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Recording Date	Oct 14, 2026
Property Address	108 CEDAR RD, MONTEZUMA, IA 50171-8422
Document Number	0000003009
Instrument Date	Oct 8, 2026
Instrument	20263009
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CEDAR RD, MONTEZUMA, IA 50171-8422

Mortgage

Document Number	0000003009,
Date	Oct 14, 2026
Instrument	20263009

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	108 CEDAR RD, MONTEZUMA, IA 50171-8422
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301423
Date	Jun 22, 2023
Instrument	2023-01423

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 21, 2038

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	108 CEDAR RD, MONTEZUMA, IA 50171-8422
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202882
Date	Aug 25, 2022
Instrument	2022-02882

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 5, 2027
Change Frequency	Annually
Min Rate At Change	4.88%
Max Rate At Change	8.25%
Index	1-Year LIBOR

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	108 CEDAR RD, MONTEZUMA, IA 50171-8422
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800525
Date	Feb 21, 2018
Instrument	2018-00525

Lender

Name	MONTEZUMA STATE BK

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Unified School District	Montezuma Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,456.00 (+2.68%) Homeowner's exemption	$281,370 (+9.74%) Land $84,030 Building $197,340	$281,370 (+9.74%) Land $84,030 Building $197,340
2024	$2,392.00 (+14.23%)
2023		$256,390 Land $78,230 Building $178,160	$256,390 Land $78,230 Building $178,160
2022	$2,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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