108 Cbs Rd, Manchester, KY 40962 Property Records

Clay County property record for 108 Cbs Rd, Manchester, KY 40962

Property Summary

Property Type	Mobile Home
Lot Size	0.906 acres (39,465 sqft)
Owner	2 Individual Names on File
Last Sale	$6,000 (Mar 2011)
Tax Bill	$488 (2025)
Deeds & Mortgages	Oct 2025 Transfer May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`033-00-00-050.00`

Property Details

APN / Parcel Number

Primary APN	`033-00-00-050.00`
Alternative APNs	`113926` `4852`

Exterior

Architectural Style	Mobile Home
Lot Area	39,465 sqft (0.906 acres)

Location & Zoning

Account Number	4852
Street Address	108 CBS RD
City	MANCHESTER
State	KY
Zip	40962-4606
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	0.906 ACRES/MOBILE HOME
Jurisdiction	CLAY KY
Township / Civil Division	BURNING SPRINGS
Census Block Group	1
Census Block	1048
Census Tract	950201

Owner

108 Cbs Rd, a mobile home, is owned and occupied by two individuals who acquired it in October 2025.

Source: Clay County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	108 CBS RD, MANCHESTER, KY 40962-4606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Intrafamily Transfer, Transfer
May 5, 2022	Warranty Deed, Transfer
Jul 30, 2018	Intrafamily Transfer, Transfer · Commercial Mortgage JACKSON COUNTY BANK
Mar 3, 2011	Contract Sale, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2011 · Amount on File
Deed Sale	Mar 3, 2011 · Amount on File
Deed Document Number	20111188
Deed Book / Page	299 / 320
Last Transfer Date	Oct 17, 2025
Transfer Doc	0001686453
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY KY
Recording Date	Oct 17, 2025
Property Address	108 CBS RD, MANCHESTER, KY 40962-4606
Document Number	000353/368
Book / Page	353 / 368
Instrument Date	Oct 17, 2025
Instrument	1686453
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 CBS RD, MANCHESTER, KY 40962-4606

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 CBS RD, MANCHESTER, KY 40962-4606

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY KY
Recording Date	May 5, 2022
Property Address	108 CBS RD, MANCHESTER, KY 40962-4606
Document Number	000338/617
Book / Page	338 / 617
Instrument Date	May 5, 2022
Instrument	316138
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$20.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 CBS RD, MANCHESTER, KY 40962-4606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CBS RD, MANCHESTER, KY 40962-4606

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY KY
Recording Date	Jul 30, 2018
Property Address	108 CBS RD, MANCHESTER, KY 40962-4606
Document Number	DEED324/228
Book / Page	DEED 324 / 228
Instrument Date	Jul 20, 2018
Instrument	153176
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12229 N HIGHWAY 421, MANCHESTER, KY 40962-5023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 CBS RD, MANCHESTER, KY 40962-4606

Mortgage

Document Number	0000153177
Date	Jul 30, 2018
Instrument	153177

Lender

Name	JACKSON COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jul 20, 2025

March 2011: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	CLAY KY
Recording Date	Mar 3, 2011
Property Address	108 CBS RD, MANCHESTER, KY 40962-4606
Document Number	DEED299/320
Book / Page	DEED 299 / 320
Instrument Date	Apr 9, 2010
Instrument	111188
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4205 N HIGHWAY 421, MANCHESTER, KY 40962-8219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 CBS RD, MANCHESTER, KY 40962-4606

Tax Assessment & Valuation

The 2025 property tax bill for 108 Cbs Rd was $488 with a homeowner's exemption.

Source: Clay County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$488.00 Homeowner's exemption	$90,000	$90,000
2023	$520.00 Homeowner's exemption	$90,000	$90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Cbs Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2021–2022)
Most Recent Claim	Jan 2022 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Cbs Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 80% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MANCHESTER WATER ASSOC private · serves 5,332 people · EPA ID KY0260266
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Peoples Rural Telephone Cooperative Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Cbs Rd

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