108 Cavalier Ct, Chester, MD 21619 Property Records

Queen Anne's County property record for 108 Cavalier Ct, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,406 sqft · built 2021
Lot Size	0.172 acres (7,503 sqft)
Owner	2 Individual Names on File
Last Sale	$514,273 (May 2021)
Tax Bill	$5,321 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-125495`

Property Details

APN / Parcel Number

Primary APN	`04-125495`
Alternative APN	`125495`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,406 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,503 sqft (0.172 acres)
Garage Type	Attached
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	125495
Street Address	108 CAVALIER CT
City	CHESTER
State	MD
Zip	21619-2947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMPD
Legal Description	LOT 22 - 7,503 SQ FT PHASE I FOUR SEASONS
Legal Subdivision	K HOVNANIANS 4 SEASONS KENT I
Legal Phase	1
Legal Lot Number	22
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	4
Census Block	4006
Census Tract	810800

Owner

108 Cavalier Ct is owned and occupied by two individuals who bought it in May 2021.

Source: Queen Anne's County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 CAVALIER CT, CHESTER, MD 21619-2947
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Apr 19, 2018	Grant Deed, Mortgage · Line of Credit WILMINGTON TR
Dec 22, 2017	Grant Deed, Mortgage WILMINGTON TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on File
Deed Sale	May 10, 2021 · Amount on File
Deed Book / Page	3707 / 95
Record Updated	Oct 29, 2026

May 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	May 10, 2021
Property Address	108 CAVALIER CT, CHESTER, MD 21619-2947
Document Number	0037070095
Book / Page	3707 / 95
Map Reference	MB SM 46 PG 84A-84C
Instrument Date	Feb 23, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022
Title Company	EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY MD LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 CAVALIER CT, CHESTER, MD 21619-2947

Mortgage

Document Number	0003707103
Date	May 10, 2021
Instrument	3707/103

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

April 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Apr 19, 2018
Property Address	108 CAVALIER CT, CHESTER, MD 21619-2947
Document Number	0028850005
Book / Page	002885 / 000005
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Apr 30, 2018
Title Company	HARBOR CITY RESEARCH INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number	28850005
Date	Apr 19, 2018
Book Page	002885/000005

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 18, 2023

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Dec 22, 2017
Property Address	108 CAVALIER CT, CHESTER, MD 21619-2947
Document Number	0028250285
Book / Page	002825 / 000285
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	28250285
Date	Dec 22, 2017
Book Page	002825/000285

Lender

Name	WILMINGTON TR
Address	50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 108 Cavalier Ct was $5,321 with a homeowner's exemption.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$642,800 Land $205,200 Building $437,600	$642,800 Land $205,200 Building $437,600
2025	$5,321.00 Homeowner's exemption
2023	$4,788.00 Homeowner's exemption	$508,300 Land $205,200 Building $303,100	$508,300 Land $205,200 Building $303,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Cavalier Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 individual policies
Nearby Flood Policies	102 units insured incl. 22 condo units
Nearby Flood Claims	2 (2003–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 Cavalier Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEVENSVILLE serves 9,155 people · EPA ID MD0170019
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Xfinity.

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