Pickens County property record for 108 Cardinal Dr, Clemson, SC 29631
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,935 sqft · built 1973 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $213,000 (Feb 2017) |
| Tax Bill | $1,491 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4054-16-74-7834 |
| Primary APN | 4054-16-74-7834 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,935 sqft Living Area |
| Utility Area | 80 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 509 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 281 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | R0060503 |
|---|---|
| Street Address | 108 CARDINAL DR |
| City | CLEMSON |
| State | SC |
| Zip | 29631-1716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R 12 SINGL |
| Legal Description | HIGHLAND ESTS LOT 57 PLAT 40/478 |
| Legal Subdivision | HIGHLAND ESTS |
| Legal Block | 74 |
| Legal Lot Number | 57 |
| Jurisdiction | PICKENS SC |
| Township / Civil Division | CLEMSON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11206 |
108 Cardinal Dr is owner-occupied and held in a trust since December 2023.
Source: Pickens County records, as of February 10, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 108 CARDINAL DR, CLEMSON, SC 29631-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Feb 22, 2017 | Deed, Transfer · FHA Mortgage BRAND MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2017 · Amount on File |
| Deed Sale | Feb 22, 2017 · Amount on File |
| Deed Document Number | 20172707 |
| Deed Book / Page | 1840 / 138 |
| Last Transfer Date | Dec 19, 2023 |
| Transfer Doc | 0000017858 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 108 CARDINAL DR, CLEMSON, SC 29631-1716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013462 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 5723/296 |
| Instrument | 202013462 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PICKENS SC |
| Recording Date | Feb 22, 2017 |
| Property Address | 108 CARDINAL DR, CLEMSON, SC 29631-1716 |
| Document Number | 0000002707 |
| Book / Page | 1840 / 138 |
| Map Reference | MB40 PG478 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 201702707 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $788.10 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 CARDINAL DR, CLEMSON, SC 29631-1716 |
| Document Number | 0000002708 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | 201702708 |
| Name | BRAND MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 108 Cardinal Dr was $1,491, down 59.8% from the year before.
Source: Pickens County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Pickens County |
| Municipality | Clemson City |
| Unified School District | Pickens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,491.00 (-59.8%) | $9,810 (-23.3%) Land $1,290 Building $8,520 | $296,400 (+39.02%) Land $38,900 Building $257,500 |
| 2024 | $3,709.00 (+187.3%) | $12,790 (+49.59%) Land $1,680 Building $11,110 | $213,200 (-0.23%) Land $28,000 Building $185,200 |
| 2023 | $1,291.00 (+2.06%) | $8,550 (-) Land $1,120 Building $7,430 | $213,700 (-) Land $28,000 Building $185,700 |
| 2022 | $1,265.00 | $8,550 Land $1,120 Building $7,430 | $213,700 Land $28,000 Building $185,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 Cardinal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Cardinal Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLEMSON serves 17,896 people · EPA ID SC3910004 |
|---|---|
| Water Source | Purchased surface water from ANDERSON REGIONAL JOINT WS |
| Last State Inspection | Nov 2022 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Vyve Broadband Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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