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108 Capitol Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 108 Capitol Ct, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,784 sqft · built 1999
Lot Size1.16 acres (50,965 sqft)
Owner2 Company Names on File
Last Sale$69,000 (Jul 1998)
Deeds & MortgagesMar 2024 Transfer
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNA885000060

Property Details

APN / Parcel Number

Primary APNA885000060
Alternative APN
  • 5-0079-6241-00-0043.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,784 sqft Living Area
Gross Area7,182 sqft
1st Floor Area2,795 sqft
Basement Area2,694 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleBi-Level
Exterior MaterialBrick
Lot Area50,965 sqft
TerrainRolling
Garage TypeAttached
Garage Area704 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area54 sqft
Deck AreaDeck Area
Patio Area64 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA885000060
Street Address108 CAPITOL CT
CitySAINT CHARLES
StateMO
Zip63301-4576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGOVERNOR PL #2 LOT 43
Legal SubdivisionGOVERNOR PL #2
Legal Lot Number43
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group1
Census Block1007
Census Tract310602

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address108 CAPITOL CT, SAINT CHARLES, MO 63301-4576
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2024Intrafamily Transfer, Transfer
Mar 15, 2018Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 1998 · Amount on File
Deed SaleJul 29, 1998 · Amount on File
Deed Document Number199859424
Deed Book / Page2107 / 1806
Last Transfer DateFeb 27, 2024
Transfer Doc0000008109
Record UpdatedOct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateMar 4, 2024
Property Address108 CAPITOL CT, SAINT CHARLES, MO 63301-4576
Document Number0000008109
Map ReferenceMB 27 PG 18
Instrument DateFeb 27, 2024
Instrument2024R-008109
Transaction TypeTransfer
Record UpdatedMar 18, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address108 CAPITOL CT, SAINT CHARLES, MO 63301-4576

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address108 CAPITOL CT, SAINT CHARLES, MO 63301-4576

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address108 CAPITOL CT, SAINT CHARLES, MO 63301-4576
Document Number0068940711
Instrument DateMar 15, 2018
Transaction TypeMortgage
Record UpdatedMar 27, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address108 CAPITOL CT ST CHARLES MO 633014576, ST CHARLES, MO 63301-4576

Mortgage

Document Number0068940711
DateMar 21, 2018
Book Page006894/000711
Instrument150250
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueMar 20, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$133,547 (+10.1%)$702,882 (+10.11%) Land $126,000 Building $576,882
2023$121,292
2022$638,374 Land $108,000 Building $530,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims61 (1979–2022)
Claims Outside the SFHA16 of 61
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 10 claims
  • Flooding, Jun 2011 · 6 claims
  • Severe Storms & Flooding, Jul 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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