108 Canoe Dr, Morganton, NC 28655 Property Records

Burke County property record for 108 Canoe Dr, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,305 sqft · built 1968
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on Record
Last Sale$116,000 (Sep 2015)
Tax Bill$1,722 (2026)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN1783879706

Property Details

APN / Parcel Number

Primary APN1783879706
Alternative APN
  • 18312

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,305 sqft Living Area
1st Floor Area1,479 sqft
Basement Area1,479 sqft
Finished Basement1,479 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1985
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Foundation TypeMasonry
Roof MaterialAsphalt
Lot Area19,166 sqft (0.44 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address108 CANOE DR
CityMORGANTON
StateNC
Zip28655-8212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOW INTENS
Legal Description108 CANOE DR MORGANTON, NC 28655
Legal SubdivisionEMORYWOOD SUBDIVISION
JurisdictionBURKE NC
Township / Civil DivisionQUAKER MEADOWS
Census Block Group1
Census Block1009
Census Tract20202

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address108 CANOE DR, MORGANTON, NC 28655-8212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2015 · Amount on Record
Deed SaleSep 1, 2015 · Amount on Record
Deed Document Number20157359
Deed Book / Page2201 / 617
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address108 CANOE DR, MORGANTON, NC 28655-8212
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 CANOE DR, MORGANTON, NC 28655-8212

Mortgage

Document Number0026290107
DateJun 15, 2022
Book Page2629/107
Instrument2021022339
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term279 Months
DueSep 1, 2045

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,722.00 (+0.29%)$256,037 (-) Land $20,636 Building $235,401$256,037 (-) Land $20,636 Building $235,401
2025$1,717.00 (-0.52%)$256,037 (-) Land $20,636 Building $235,401$256,037 (-) Land $20,636 Building $235,401
2023$1,726.00$256,037 Land $20,636 Building $235,401$256,037 Land $20,636 Building $235,401

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims12 (2004–2024)
Claims Outside the SFHA10 of 12
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 10 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Canoe Dr

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