108 Cameron St, Shelby, NC 28152 Property Records

Cleveland County property record for 108 Cameron St, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	800 sqft · built 1956
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on File
Last Sale	$19,000 (Nov 2019)
Tax Bill	$805 (2026)
Deeds & Mortgages	Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`27761`

Property Details

APN / Parcel Number

Primary APN	`27761`
Alternative APN	`1326840`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	800 sqft Finished Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Porch	Slab
Porch Area	162 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1326840
Street Address	108 CAMERON ST
City	SHELBY
State	NC
Zip	28152-6602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GB
Legal Description	#14-16 BLK E W.H.WEBB SD PB5-6
Legal Subdivision	WEBB SD
Legal Block	5
Legal Lot Number	4
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4001
Census Tract	951200

Owner

108 Cameron St is owned by two individuals who bought it in November 2019.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1404 POLKVILLE RD, SHELBY, NC 28150-2876
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2019 · Amount on File
Deed Sale	Nov 19, 2019 · Amount on File
Deed Document Number	2019200032947
Deed Book / Page	1802 / 1527
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 19, 2019
Property Address	108 CAMERON ST, SHELBY, NC 28152-6602
Document Number	0018021527
Book / Page	001802 / 001527
Instrument Date	Nov 18, 2019
Instrument	32947
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$38.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1402 POLKVILLE RD SHELBY NC 281502876, SHELBY, NC 28150-2876

Tax Assessment & Valuation

The 2026 property tax bill for 108 Cameron St was $805, up 6.1% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$805.00 (+6.06%)	$76,293 (-) Land $6,375 Building $69,918	$76,293 (-) Land $6,375 Building $69,918
2025	$759.00	$76,293 Land $6,375 Building $69,918	$76,293 Land $6,375 Building $69,918
2023		$24,820 Land $4,875 Building $19,945	$24,820 Land $4,875 Building $19,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Cameron St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Cameron St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20