Sumner County property record for 108 Cambridge Dr, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,504 sqft · built 1994 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | Company Name on File |
| Last Sale | $370,000 (Aug 2022) |
| Tax Bill | $1,929 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 083135H E 05500 |
| Primary APN | 083135H E 05500 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 1,390 sqft |
| Upper Floors Area | 380 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 105 ft deep x 80 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 380 sqft |
| Driveway | Driveway |
| Driveway Area | 600 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 108 CAMBRIDGE DR |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-4214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 12 PAGE: 142 BLOCK: LOT: 51 SUBD: ACADEMY ACRES SEC 1 |
| Legal Subdivision | ACADEMY ACRES SEC 1 |
| Legal Lot Number | 51 80 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20903 |
108 Cambridge Dr is owned by a company that acquired it in July 2023.
Source: Sumner County records, as of January 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15771 RED HILL AVE STE 100, 100, SANTA ANA, CA 92705 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2023 | Intrafamily Transfer, Transfer · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOL |
| Aug 23, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2022 · Amount on File |
| Deed Sale | Aug 23, 2022 · Amount on File |
| Prior Sale | Aug 23, 2022 · Amount on File |
| Deed Document Number | 0060160767 |
| Deed Book / Page | 6016 / 767 |
| Last Transfer Date | Jul 17, 2023 |
| Transfer Doc | 0061990732 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jul 17, 2023 |
| Property Address | 108 CAMBRIDGE DR, GALLATIN, TN 37066-4214 |
| Document Number | 0061990732 |
| Book / Page | 6199 / 732 |
| Map Reference | MB 12 PG 217&218 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 1455948 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15771 RED HILL AVE, TUSTIN, CA 92780-7333 |
| Name | Verified Name |
|---|---|
| Address | 15771 RED HILL AVE STE 100, 100, TUSTIN, CA 92780-7333 |
| Investor | Possibly a Property Investor |
| Document Number | 0061990747 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 6199/0747 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOL |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 9, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Aug 23, 2022 |
| Property Address | 108 CAMBRIDGE DR, GALLATIN, TN 37066-4214 |
| Document Number | 0060160767 |
| Book / Page | 6016 / 767 |
| Map Reference | MB 12 PG 217&218 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 1427113 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,369.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 15087, SANTA ANA, CA 92735-0087 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 108 Cambridge Dr was $1,929.
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,929.00 | $135,760 Land $34,000 Building $101,760 | |
| 2024 | $339,400 Land $85,000 Building $254,400 | ||
| 2023 | $1,587.00 (-0.31%) | $52,000 (-) Land $17,500 Building $34,500 | |
| 2022 | $1,592.00 | $52,000 Land $17,500 Building $34,500 | |
| 2021 | $208,000 Land $70,000 Building $138,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 Cambridge Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (2010–2015) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Aug 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Cambridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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