Indian River County property record for 108 Cache Cay Dr, Vero Beach, FL 32963 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1991 |
| Square Footage | 2,724 sqft Living Area |
| Lot Size | 13,939 sqft (0.32 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $590,000 (2019) |
| Tax Bill | $7,564.00 (2025) |
| Primary APN | 32-40-29-00014-0000-00073.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,724 sqft Living Area |
| Gross Area | 3,300 sqft Gross Area |
| 1st Floor | 2,724 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Custom Design Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 13,939 sqft (0.32 acres) |
| Depth X Width | 161 ft x 96.7 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 1,800 sqft Driveway |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Pool Area | 336 sqft Pool |
|---|---|
| Patio Area | 1,002 sqft Patio |
| Porch | Open Porch |
| Porch Area | 813 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 108 CACHE CAY DR |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-1212 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CACHE CAY SUBDIVISION LOT 73 PBI 9-62 & 62A |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 29 |
| Legal Subdivision | CACHE CAY SUBDIVISION |
| Legal Lot Number | 73 |
| Jurisdiction | INDIAN RIVER FL |
| Minor Civil Division | VERO BEACH |
| Census Blockgroup | 2 |
| Census Block | 2045 |
| Census Tract | 50505 |
Source: Indian River County records · APN 32-40-29-00014-0000-00073.0
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 CACHE CAY DR, VERO BEACH, FL 32963-1212 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 29, 2024 | Warranty Deed, Transfer |
| Jan 29, 2024 | Warranty Deed, Transfer |
| Jul 25, 2017 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Mar 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| May 11, 2017 | Warranty Deed, Transfer ELITE TITLE COMPANY INC, ELITE TITLE TREASURE COAST INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 12, 2019 · Amount on Record |
| Deed Sale | Mar 12, 2019 · Amount on Record |
| Prior Sale | May 11, 2017 · Amount on Record |
| Deed Doc Number | 201914748 |
| Deed Book / Page | 3190 / 1602 |
| Last Transfer Date | Jan 26, 2024 |
| Transfer Doc | 0036742482 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 108 CACHE CAY DR, VERO BEACH, FL 32963-1212 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0035050749 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 3505/749 |
| Instrument | 3120220004854 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 29, 2024 |
| Property Address | 108 CACHE CAY DR, VERO BEACH, FL 32963-1212 |
| Document Number | 0036742482 |
| Book / Page | 3674 / 2482 |
| Map Reference | MB 9 PGS 62 THROUGH |
| Instrument Date | Jan 26, 2024 |
| Instrument | 3120240003959 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 CACHE CAY DR, VERO BEACH, FL 32963-1212 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 136 CARPENTER ST APT B, B, PHILADELPHIA, PA 19147-4292 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 29, 2024 |
| Property Address | 108 CACHE CAY DR, VERO BEACH, FL 32963-1212 |
| Document Number | 0036742482 |
| Book / Page | 3674 / 2482 |
| Map Reference | MB 9 PGS 62 THROUGH |
| Instrument Date | Jan 26, 2024 |
| Instrument | 3120240003959 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 CACHE CAY DR, VERO BEACH, FL 32963-1212 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 136 CARPENTER ST APT B, B, PHILADELPHIA, PA 19147-4292 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 108 CACHE CAY DR, VERO BEACH, FL 32963-1212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030430458 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 3043/0458 |
| Instrument | 3120170042951 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 13, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 12, 2019 |
| Property Address | 108 CACHE CAY DR, VERO BEACH, FL 32963-1212 |
| Document Number | 0031901602 |
| Book / Page | 3190 / 1602 |
| Map Reference | MB 9 PG 62-62A |
| Instrument Date | Mar 11, 2019 |
| Instrument | 3120190014748 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2021 |
| Title Company | SUPREME TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,130.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 CACHE CAY DR, 27, VERO BEACH, FL 32963-1211 |
| Name | Verified Name |
|---|---|
| Address | 108 CACHE CAY DR, VERO BEACH, FL 32963-1212 |
| Document Number | 3120190014749 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 3120190014749 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 11, 2017 |
| Property Address | 108 CACHE CAY DR, VERO BEACH, FL 32963-1212 |
| Document Number | 0030232321 |
| Book / Page | 003023 / 002321 |
| Instrument Date | May 05, 2017 |
| Instrument | 26814 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2017 |
| Title Company | ELITE TITLE COMPANY INC, ELITE TITLE TREASURE COAST INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 27 CACHE CAY DR VERO BEACH FL 329631211, VERO BEACH, FL 32963-1211 |
Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,564.00 (+10.01%) Homeowner's exemption | $501,192 (+5.99%) | $1,032,255 (+9.22%) Land $393,343 Building $638,912 |
| 2023 | $6,876.00 (+3.03%) | $472,881 (+3%) | $945,095 (+16.84%) Land $393,343 Building $551,752 |
| 2022 | $6,674.00 | $459,108 | $808,871 Land $342,037 Building $466,834 |
Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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