108 Cabernet Dr, Englewood, OH 45322 Property Records

Montgomery County property record for 108 Cabernet Dr, Englewood, OH 45322

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,799 sqft · built 2005
Lot Size0.252 acres (10,981 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Oct 2022)
Tax Bill$6,019 (2024)
Deeds & MortgagesOct 2022 Sale
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM58 00512 0013

Property Details

APN / Parcel Number

Primary APNM58 00512 0013

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,799 sqft Living Area
1st Floor Area483 sqft
Basement Area420 sqft
Unfinished Basement420 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2005
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Lot Area10,981 sqft (0.252 acres)
Garage Area357 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area28 sqft
Deck Area220 sqft
Patio Area220 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address108 CABERNET DR
CityENGLEWOOD
StateOH
Zip45322-3463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description152 CONCORD MEADOWS SEC 6
Legal SubdivisionCONCORD MEADOWS SEC 6
Legal Lot Number152
JurisdictionMONTGOMERY OH
Township / Civil DivisionUNION CITY
Census Block Group1
Census Block1002
Census Tract125000

Owner

108 Cabernet Dr is owned and occupied by an individual who bought it in October 2022.

Source: Montgomery County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address108 CABERNET DR, ENGLEWOOD, OH 45322-3463
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2022Warranty Deed, Transfer
LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC
May 5, 2020Grant Deed, Transfer · FHA Mortgage
FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2022 · Amount on File
Deed SaleOct 17, 2022 · Amount on File
Prior SaleMay 5, 2020 · Amount on File
Deed Document Number202200065098
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateOct 17, 2022
Property Address108 CABERNET DR, ENGLEWOOD, OH 45322-3463
Document Number0000065098
Map ReferenceMB 197 PG 7
Instrument DateOct 4, 2022
Instrument202200065098
Transaction TypeTransfer
Record UpdatedNov 2, 2023
Title CompanyLANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address108 CABERNET DR, ENGLEWOOD, OH 45322-3463

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY OH
Recording DateMay 5, 2020
Property Address108 CABERNET DR, ENGLEWOOD, OH 45322-3463
Document Number0000025685
Instrument DateApr 22, 2020
Instrument25685
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyNATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE COMPANY, INC.

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$578.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address108 CABERNET DR ENGLEWOOD OH 453223463, ENGLEWOOD, OH 45322-3463

Mortgage

Document Number25686
DateMay 5, 2020
Instrument25686
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressCINCINNATI, OH 45246
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 4, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityUnion City
Unified School DistrictNorthmont City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$83,530 Land $17,410 Building $66,120
2024$6,019.00 (+7.98%)
2023$5,574.00 (+8.49%)$83,530 (+43.3%) Land $17,410 Building $66,120$238,650 Land $49,740 Building $188,910
2022$5,138.00$58,290 Land $13,090 Building $45,200
2020$166,550 Land $37,400 Building $129,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Cabernet Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1981–2019)
Most Recent ClaimFeb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Cabernet Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION CITY PWS
serves 7,000 people · EPA ID OH5702512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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