108 Bumstead Rd, Lumberton, TX 77657 Property Records

Hardin County property record for 108 Bumstead Rd, Lumberton, TX 77657

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1988
Lot Size	0.696 acres (30,318 sqft)
Owner	Individual Name on File
Tax Bill	$2,630 (2026)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000206-001052`

Property Details

APN / Parcel Number

Primary APN	`000206-001052`
Alternative APN	`16568`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2013
Exterior Material	Aluminum Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	30,318 sqft (0.696 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	16568
Street Address	108 BUMSTEAD RD
City	LUMBERTON
State	TX
Zip	77657-7569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0206 FRANKLIN ALLEN TRACT 7A ACRES .696
Legal Subdivision	FRANKLIN ALLEN
Legal Tract	7A
Jurisdiction	HARDIN TX
Township / Civil Division	LUMBERTON
Census Block Group	1
Census Block	1025
Census Tract	30501

Owner

108 Bumstead Rd is owned and occupied by an individual who acquired it in March 2023.

Source: Hardin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	108 BUMSTEAD RD, LUMBERTON, TX 77657-7569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2011
Deed Sale	Sep 22, 2011
Deed Document Number	201123106
Last Transfer Date	Mar 23, 2023
Transfer Doc	0000134418
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TX
Recording Date	May 7, 2026
Property Address	108 BUMSTEAD RD, LUMBERTON, TX 77657-7569
Document Number	0000161818
Instrument Date	May 6, 2026
Instrument	2026161818
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144670 STATE HIGHWAY 153, MOSINEE, WI 54455-5340

Mortgage

Document Number	0000161818,
Date	May 7, 2026
Instrument	2026161818

Lender

Name	REAL FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 108 Bumstead Rd was $2,630 with exemptions applied, up 334% from the year before.

Source: Hardin County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hardin County
Municipality	Lumberton City
Unified School District	Lumberton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,630.00 (+333.99%) Homeowner's exemption Senior Citizen's exemption	$152,146 (+1.75%) Land $31,320 Building $120,826	$152,146 (-1.88%) Land $31,320 Building $120,826
2025	$606.00 Homeowner's exemption Senior Citizen's exemption	$149,523 Land $31,320 Building $123,737	$155,057 Land $31,320 Building $123,737
2023	$699.00 Homeowner's exemption Senior Citizen's exemption	$154,425 Land $29,232 Building $125,193	$154,425 Land $29,232 Building $125,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Bumstead Rd in Zone X, an area of minimal flood risk, though there have been 133 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 108 policies
Nearby Flood Policies	108 in force
Nearby Flood Claims	133 (1979–2024)
Claims Outside the SFHA	33 of 133
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 74 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 4 claims Severe Thunderstorms And Flooding, Oct 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Bumstead Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUMBERTON MUD serves 31,428 people · EPA ID TX1000035
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20