108 Bridge St, Smithfield, NC 27577 Property Records

Johnston County property record for 108 Bridge St, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,992 sqft · built 2023
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2023)
Tax Bill	$5,540 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15019017A`

Property Details

APN / Parcel Number

Primary APN	`15019017A`
Alternative APNs	`2000240978` `2000260325`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,992 sqft Living Area
Gross Area	3,710 sqft
1st Floor Area	1,192 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000260325
Street Address	108 BRIDGE ST
City	SMITHFIELD
State	NC
Zip	27577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OFF
Legal Description	LOT 1 RIVERWALK 97/326
Legal Subdivision	RIVERWALK SUBDIVISION
Legal Lot Number	1
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3037
Census Tract	40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Smithfield Historic District listed 2000 · 124 contributing resources · NRIS 00000550

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

108 Bridge St is owned and occupied by two individuals who bought it in June 2023.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 BRIDGE ST, SMITHFIELD, NC 27577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK
Jun 9, 2023	Special Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 21, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on File
Deed Sale	Jun 9, 2023 · Amount on File
Prior Sale	Dec 21, 2021 · Amount on File
Deed Document Number	202318727
Deed Book / Page	6489 / 982
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	108 BRIDGE ST, SMITHFIELD, NC 27577-3944
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 JONES FRANKLIN RD 101, 101, RALEIGH, NC 27606-3376

Mortgage

Document Number	0000821379
Date	Aug 2, 2022
Book Page	6313/721
Instrument	2022821379

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Commercial Mortgage

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jun 9, 2023
Property Address	108 BRIDGE ST, SMITHFIELD, NC 27577-3944
Document Number	0000018727
Book / Page	6489 / 982
Map Reference	MB 97 PG 326
Instrument Date	Jun 8, 2023
Instrument	2023018727
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1611 JONES FRANKLIN RD STE 101, 101, RALEIGH, NC 27606-3376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BRIDGE ST, SMITHFIELD, NC 27577-3944

Mortgage

Document Number	0000018728
Date	Jun 9, 2023
Instrument	2023018728

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year TN
Max Rate	11%

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Dec 21, 2021
Property Address	108 BRIDGE ST, SMITHFIELD, NC 27577-3944
Document Number	0000787812
Book / Page	6141 / 202
Map Reference	MB 91 PG 182
Instrument Date	Dec 16, 2021
Instrument	2021787812
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount on Record
Tax	$796.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1523, SMITHFIELD, NC 27577-1523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 JONES FRANKLIN RD STE 101, 101, RALEIGH, NC 27606-3376

Tax Assessment & Valuation

The 2026 property tax bill for 108 Bridge St was $5,540, down 0.9% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Smithfield Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,540.00 (-0.88%)	$494,680 (-) Land $67,500 Building $427,180	$494,680 (-) Land $67,500 Building $427,180
2025	$5,589.00	$494,680 Land $67,500 Building $427,180	$494,680 Land $67,500 Building $427,180
2023	$2,554.00	$176,140 Land $26,140 Building $150,000	$176,140 Land $26,140 Building $150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 Bridge St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Bridge St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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