Cumberland Town property record for 108 Branch Ave, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1990 |
| Lot Size | 0.091 acres (3,964 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Jul 2024) |
| Tax Bill | $4,026 (2026) |
| Deeds & Mortgages | Sep 2022 Refinance Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-1914-20 |
| Primary APN | 12-1914-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,964 sqft (0.091 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3-0021-12 |
|---|---|
| Street Address | 108 BRANCH AVE |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 778 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 11403 |
108 Branch Ave is owned and occupied by two individuals who bought it in July 2024.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 BRANCH AVE, CUMBERLAND, RI 02864-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance COASTAL ONE CREDIT UNION |
| Jan 2, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2024 · Amount on File |
| Deed Sale | Jul 22, 2024 · Amount on File |
| Prior Sale | May 4, 1992 · Amount on File |
| Deed Document Number | 2024144859 |
| Deed Book / Page | 1982 / 172 |
| Prior Transfer Date | Jan 2, 2020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 108 BRANCH AVE, CUMBERLAND, RI 02864-1907 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001941-853 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 1941/853 |
| Instrument | 135460 |
| Name | COASTAL ONE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jan 2, 2020 |
| Property Address | 108 BRANCH AVE, CUMBERLAND, RI 02864-1907 |
| Document Number | 1826-6 |
| Book / Page | 001826 / 000006 |
| Instrument Date | Jan 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 BRANCH AVE CUMBERLAND RI 028641907, CUMBERLAND, RI 02864-1907 |
The 2026 property tax bill for 108 Branch Ave was $4,026, up 11.6% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,026.00 (+11.65%) | $402,200 (+36.85%) Land $186,500 Building $215,700 | $430,556 |
| 2025 | $3,606.00 | $293,900 Land $123,100 Building $170,800 | |
| 2023 | $3,415.00 (+3.36%) | $293,900 (+33.35%) Land $123,100 Building $170,800 | |
| 2022 | $3,304.00 | $220,400 Land $86,100 Building $134,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Branch Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Branch Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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