108 Bower Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 108 Bower Rd, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1935
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$390,500 (Nov 2023)
Tax Bill	$10,563 (2025)
Deeds & Mortgages	Nov 2023 Sale & Refinance Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`134689-6363-03-096098-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6363-03-096098-0000`
Alternative APNs	`468900636300030960980000` `134689 6.363-3-96.98` `14096098`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	1,200 sqft
Upper Floors Area	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Basement
Pool Type	Above-Ground Pool
Porch	Covered Porch
Porch Area	612 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	14096098
Street Address	108 BOWER RD
City	POUGHKEEPSIE
State	NY
Zip	12603-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	0.631 AC (C) 1852 0223 1626 0358
Legal Block	3
Legal Lot Number	96
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1001
Census Tract	140202

Owner

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	83 NETACONET AVE, SWANSEA, MA 02777
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed, Transfer · Stand-Alone Refinance SAVINGS BANK OF DANBURY
Feb 25, 2021	Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jun 11, 2019	Grant Deed, Transfer RIVER CITY ABSTRACT LLC
Nov 13, 2018	Deed in Lieu of Foreclosure, Foreclosure FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	Feb 25, 2021 · Amount on Record
Deed Document Number	20233480
Record Updated	Jun 8, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	Nov 9, 2023
Property Address	108 BOWER RD, POUGHKEEPSIE, NY 12603-1114
Document Number	0000003480
Instrument Date	Sep 13, 2023
Instrument	2023-3480
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 NETACONET AVE, SWANSEA, MA 02777

Mortgage

Document Number	0000002351
Date	Nov 9, 2023
Instrument	2351

Lender

Name	SAVINGS BANK OF DANBURY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	Feb 25, 2021
Property Address	108 BOWER RD, POUGHKEEPSIE, NY 12603-1114
Document Number	0000000938
Instrument Date	Feb 5, 2021
Instrument	938
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CHAPEL HILL RD, HIGHLAND, NY 12528-2148

Mortgage

Document Number	0000001141
Date	Feb 25, 2021
Instrument	1141

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Jun 11, 2019
Property Address	108 BOWER RD, POUGHKEEPSIE, NY 12603-1114
Document Number	0000003792
Instrument Date	May 21, 2019
Instrument	3792
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	RIVER CITY ABSTRACT LLC

Transaction

Amount	Amount Recorded
Tax	$508.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CLYDE CT HYDE PARK NY 125382305, HYDE PARK, NY 12538-2305

November 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	DUTCHESS NY
Recording Date	Nov 13, 2018
Property Address	108 BOWER RD, POUGHKEEPSIE, NY 12603-1114
Document Number	0000008427
Instrument Date	Oct 14, 2018
Instrument	8427
Transaction Type	Foreclosure
Record Updated	Dec 6, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	5600 GRANITE PKWY PLANO TX 750244126, PLANO, TX 75024-4126
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Arlington Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,563.00 (-1.11%)	$323,000 (-) Land $85,300 Building $237,700	$362,900 (+5.62%)
2024	$10,682.00 (-8.36%)	$323,000 (-) Land $85,300 Building $237,700	$343,600 (+6.38%)
2023		$323,000 (+4.03%) Land $85,300 Building $237,700	$323,000 (+4.03%) Land $85,300 Building $237,700
2022		$310,500 Land $77,500 Building $233,000	$310,500 Land $77,500 Building $233,000
2020	$11,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 35

May also be available: Optimum Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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