Carteret County property record for 108 Bowen St, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,412 sqft · built 1974 |
| Lot Size | 0.203 acres (8,843 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Jul 2002) |
| Tax Bill | $2,253 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 6375.16.84.6944000 |
| Primary APN | 6375.16.84.6944000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,412 sqft Heated Area |
| Gross Area | 1,926 sqft |
| 1st Floor Area | 1,528 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Wood |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 8,843 sqft (0.203 acres) |
| Lot Dimensions | 118 ft deep x 75 ft wide |
| View / Lot | Waterfront - Canal |
| Porch | Slab |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 86 sqft |
| Gazebo | 64 sqft |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 26294 |
|---|---|
| Street Address | 108 BOWEN ST |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-5200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L4 B16 ATLANTIC BEACH ISLES |
| Legal Subdivision | ATLANTIC BEACH ISLES |
| Legal Block | 84 |
| Legal Lot Number | 4 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 971103 |
108 Bowen St is owned by two individuals who bought it in July 2002.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 216 ASHFORD DR, PITTSBORO, NC 27312-7266 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2002 · Amount on File |
| Deed Sale | Jul 12, 2002 · Amount on File |
| Deed Book / Page | 947 / 581 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 108 Bowen St was $2,253.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Atlantic Beach Town |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $957,988 (-) Land $585,900 Building $372,088 | $957,988 (-) Land $585,900 Building $372,088 | |
| 2025 | $2,253.00 | $957,988 Land $585,900 Building $372,088 | $957,988 Land $585,900 Building $372,088 |
| 2023 | $510,958 Land $319,387 Building $191,571 | $510,958 Land $319,387 Building $191,571 | |
| 2022 | $1,701.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Bowen St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 526 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 962 units insured incl. 436 condo units |
| Nearby Flood Claims | 155 (1996–2024) |
| Claims Outside the SFHA | 5 of 155 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 108 Bowen St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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