108 Bluff St, Fulton, MO 65251 Property Records

Callaway County property record for 108 Bluff St, Fulton, MO 65251

Property Summary

Property Type	Commercial
Details	1,830 sqft · built 1952
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on Record
Tax Bill	$752 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-05.0-16.0-30-010-006.000`

Property Details

APN / Parcel Number

Primary APN	`13-05.0-16.0-30-010-006.000`
Alternative APN	`1305016030010000000`

Interior

Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,830 sqft Total Area

Exterior

Year Built	Built 1952
Lot Area	7,187 sqft (0.164 acres)
Shed	1 Shed
Shed Area	390 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	1305016030010006000
Street Address	108 BLUFF ST
City	FULTON
State	MO
Zip	65251-1604
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 1-3 BLK 3-97 N C P
Legal Subdivision	N.E. TOWNSENDS STAR PARK ADD
Legal Block	3-97
Legal Lot Number	1-3
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	1
Census Block	1011
Census Tract	70302

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	146 BLUFFTON RD, RHINELAND, MO 65069-2607
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage JOHN W JENNINGS
Feb 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019
Deed Sale	Feb 15, 2019
Deed Document Number	201900748
Deed Book / Page	477 / 397
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	108 BLUFF ST, FULTON, MO 65251-1604
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000241/794
Date	Feb 15, 2019
Book Page	241/794
Instrument	201900749

Lender

Name	JOHN W JENNINGS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2029

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Feb 15, 2019
Property Address	108 BLUFF ST, FULTON, MO 65251-1604
Document Number	477/397
Book / Page	477 / 397
Instrument Date	Feb 13, 2019
Instrument	201900748
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LVY LN, FULTON, MO 65251
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$752.00	$11,962 (-)	$37,380 (-)
2024	$752.00 (+0.4%)	$11,962 (-)	$37,380 (-)
2023	$749.00	$11,962 (-)	$37,380 (-)
2022	$749.00	$11,962 Land $2,189 Building $9,773
2021			$37,380 Land $6,840 Building $30,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Callabyte Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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