108 Birch Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 108 Birch Ln, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,461 sqft · built 1997
Lot Size	16.6 acres (723,096 sqft)
Owner	Individual Name on Record
Tax Bill	$4,251 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009C 057`

Property Details

APN / Parcel Number

Primary APN	`009C 057`
Alternative APN	`554370`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,461 sqft Heated Area
Basement Area	2,461 sqft
Unfinished Basement	2,461 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	723,096 sqft (16.6 acres)
Terrain	Gentle Slope

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	598 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	554370
Street Address	108 BIRCH LN
City	TOCCOA
State	GA
Zip	30577-8550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	TRACT 3 OLD AYERSVILLE RD
Legal Subdivision	0100 - SECONDARY - AC
Legal Tract	3
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1049
Census Tract	970101

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 BIRCH LN, TOCCOA, GA 30577-8550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1996
Deed Sale	Sep 1, 1996
Deed Book / Page	355 / 335
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	108 BIRCH LN, TOCCOA, GA 30577-8550
Document Number	0012030257
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BIRCH LN TOCCOA GA 305778550, TOCCOA, GA 30577-8550

Mortgage

Document Number	0012030257
Date	Mar 2, 2020
Book Page	001203/000257

Lender

Name	NORTH GA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,251.00 (+23.61%) Homeowner's exemption	$190,979 (+62.5%) Land $24,147 Building $166,832	$477,449 (+62.5%) Land $60,368 Building $417,081
2023	$3,439.00 (+2.38%) Homeowner's exemption	$117,528 (+4.13%) Land $24,147 Building $93,381	$293,820 (+4.13%) Land $60,368 Building $233,452
2022	$3,359.00 Homeowner's exemption	$112,863 Land $24,147 Building $88,716	$282,158 Land $60,368 Building $221,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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