Black Hawk County property record for 108 Bertch Ave, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 769 sqft · built 1926 |
| Lot Size | 0.117 acres (5,080 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,500 (Mar 2026) |
| Tax Bill | $2,142 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-105-003 |
| Primary APN | 8913-35-105-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 769 sqft Living Area |
| 1st Floor Area | 769 sqft |
| Basement Area | 769 sqft |
| Unfinished Basement | 769 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,080 sqft (0.117 acres) |
| Lot Dimensions | 127 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 108 BERTCH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWN HALL ADDITION LOT 3 BLK 7 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | BROWN HALL ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1100 |
Source: Black Hawk County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 BERTCH AVE, WATERLOO, IA 50702-3611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU |
| Jun 4, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIDELITY BANK & TRUST |
| Oct 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 9, 2026 · Amount on Record |
| Deed Sale | Mar 9, 2026 · Amount on Record |
| Prior Sale | Jun 4, 2021 · Amount on Record |
| Deed Document Number | 20263016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 9, 2026 |
| Property Address | 108 BERTCH AVE, WATERLOO, IA 50702-3611 |
| Document Number | 0202603016 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 2026-03016 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $203.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 BERTCH AVE, WATERLOO, IA 50702-3611 |
| Document Number | 0202603017 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 2026-03017 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 4, 2021 |
| Property Address | 108 BERTCH AVE, WATERLOO, IA 50702-3611 |
| Document Number | 202100025629 |
| Instrument Date | May 19, 2021 |
| Instrument | 202100025629 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1002 COPPER TER, WAVERLY, IA 50677-4101 |
| Document Number | 202100025630 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 202100025630 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 19, 2017 |
| Property Address | 108 BERTCH AVE, WATERLOO, IA 50702-3611 |
| Document Number | 201800007013 |
| Instrument Date | Oct 12, 2017 |
| Instrument | 2018-00007013 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 BERTCH AVE, WATERLOO, IA 50702-3611 |
| Document Number | 201800007014 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 2018-00007014 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,142.00 | $105,900 (+7.28%) Land $12,610 Building $93,290 | $105,900 (+7.28%) Land $12,610 Building $93,290 |
| 2024 | $2,142.00 (+24.39%) | ||
| 2023 | $98,710 (+25.91%) Land $12,610 Building $86,100 | $98,710 (+25.91%) Land $12,610 Building $86,100 | |
| 2022 | $1,722.00 | $78,400 Land $12,610 Building $65,790 | |
| 2021 | $78,400 Land $12,610 Building $65,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband, T-Mobile USA, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures