108 Belfair Rd, Irmo, SC 29063 Property Records

Richland County property record for 108 Belfair Rd, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,801 sqft · built 2001
Lot Size	0.291 acres (12,684 sqft)
Owner	2 Individual Names on File
Last Sale	$289,900 (Jun 2007)
Tax Bill	$2,623 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04209-03-08`

Property Details

APN / Parcel Number

Primary APN	`04209-03-08`
Alternative APNs	`R04209-03-08` `01574095`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,801 sqft Heated Area
Gross Area	3,732 sqft
1st Floor Area	1,273 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,684 sqft (0.291 acres)
Garage Area	655 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01574095
Street Address	108 BELFAIR RD
City	IRMO
State	SC
Zip	29063-8040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 27 106.4X95X109.9X188.6 #SU BELFAIR PHASE I #PR RB158-675 RB310-2013
Legal Subdivision	BELFAIR
Legal Phase	1
Legal Lot Number	27,106
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2023
Census Tract	10308

Owner

108 Belfair Rd is owned and occupied by two individuals who bought it in June 2007.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 BELFAIR RD, IRMO, SC 29063-8040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2007 · Amount on File
Deed Sale	Jun 4, 2007 · Amount on File
Prior Sale	Mar 6, 2002 · Amount on File
Deed Document Number	200749358
Deed Book / Page	1320 / 2999
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	108 BELFAIR RD, IRMO, SC 29063-8040
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030792316
Date	Dec 3, 2025
Book Page	3079/2316
Instrument	2025057601

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	108 BELFAIR RD, IRMO, SC 29063-8040
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026503357
Date	Aug 4, 2021
Book Page	2650/3357
Instrument	2021051960

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	LEXINGTON, SC 29072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	108 BELFAIR RD, IRMO, SC 29063-8040
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BELFAIR RD, IRMO, SC 29063-8040

Mortgage

Document Number	0026862524
Date	Nov 12, 2021
Book Page	2686/2524
Instrument	2021075581

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	LEXINGTON, SC 29072

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 15, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 108 Belfair Rd was $2,623.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,623.00	$310,300	$335,900 Land $45,000 Building $290,900
2023	$2,203.00	$10,792	$269,800
2021	$2,210.00	$10,790	$269,800 Land $42,000 Building $227,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Belfair Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Belfair Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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