108 Beechtree Ln, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 108 Beechtree Ln, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,372 sqft Living Area
Lot Size	50,965 sqft (1.17 acres)
Occupancy	Owner Occupied
Last Sale	$33,500 (2015)
Tax Bill	$1,360.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0789-00-80-2154`
Alternative APN	`001074608`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,372 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1985
Construction Type	Wood Construction
Lot Area	50,965 sqft (1.17 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	001074608
Street Address	108 BEECHTREE LN
City	SPRUCE PINE
State	NC
Zip	28777-8551
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DALE RD 1117
Jurisdiction	MITCHELL NC
Minor Civil Division	GRASSY CREEK
Census Blockgroup	2
Census Block	2021
Census Tract	950400

Owner

Source: Mitchell County records · APN 0789-00-80-2154

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	108 BEECHTREE LN, SPRUCE PINE, NC 28777-8551
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 12, 2015 · Amount on Record
Deed Sale	Mar 12, 2015 · Amount on Record
Prior Sale	Mar 12, 2015 · Amount on Record
Deed Doc Number	2015000495
Deed Book / Page	556 / 229
Record Refreshed	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	108 BEECHTREE LN, SPRUCE PINE, NC 28777-8551
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BEECHTREE LN, SPRUCE PINE, NC 28777-8551

Mortgage

Document Number	000646/299
Date	Jul 13, 2022
Book Page	646/299
Instrument	2022002064

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	SPRUCE PINE, NC 28777

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,360.00 (+1.64%)	$212,500 (-) Land $29,300 Building $183,200
2023	$1,338.00	$212,500 Land $29,300 Building $183,200

Flood & Wildfire

108 Beechtree Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 40th percentile of exposed land nationally · 58th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 1,563 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.