108 Bear Crk, Whitney, TX 76692 Property Records

Hill County property record for 108 Bear Crk, Whitney, TX 76692

Property Summary

Property Type	Single Family Home
Details	1 ba · 700 sqft
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$147,764 (Apr 2024)
Tax Bill	$1,332 (2026)
Deeds & Mortgages	Apr 2024 Second Mortgage Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19512-05000-00000-027010`

Property Details

APN / Parcel Number

Primary APN	`19512-05000-00000-027010`
Alternative APN	`134968`

Interior

Full Baths	1 Bath
Building Area	700 sqft Living Area
Gross Area	1,228 sqft
1st Floor Area	700 sqft

Exterior

Exterior Material	Wood
Roof Type	Gable
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	19512-05000-00000-027010
Street Address	108 BEAR CRK
City	WHITNEY
State	TX
Zip	76692-4555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE RESORTS LT 27A & 28
Legal Subdivision	LAKESIDE RESORTS
Legal Lot Number	28
Jurisdiction	HILL TX
Township / Civil Division	BLUM
Census Block Group	3
Census Block	3051
Census Tract	960200

Owner

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 BEAR CRK, WHITNEY, TX 76692-4555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SFMC LP
Apr 29, 2024	Vendor's Lien, Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Apr 21, 2023
Deed Document Number	2024156184
Deed Book / Page	2314 / 292
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	108 BEAR CRK, WHITNEY, TX 76692-4555
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BEAR CRK, WHITNEY, TX 76692-4555

Mortgage

Document Number	002314/312
Date	Apr 29, 2024
Book Page	2314/312
Instrument	156186

Lender

Name	SFMC LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 25, 2027

April 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Apr 29, 2024
Property Address	108 BEAR CRK, WHITNEY, TX 76692-4555
Document Number	002314/292
Book / Page	2314 / 292
Map Reference	VOL 452 PG 368
Instrument Date	Apr 25, 2024
Instrument	156184
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1253 BRIAR CT, WHITNEY, TX 76692-5577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BEAR CRK, WHITNEY, TX 76692-4555

Mortgage

Document Number	0000156185
Date	Apr 29, 2024
Instrument	156185

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Whitney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,332.00 (+165.34%)	$86,060 (+1.67%) Land $5,050 Building $81,010	$86,060 (+1.67%) Land $5,050 Building $81,010
2025	$502.00 (+378.1%) Homeowner's exemption	$84,650 (+43.91%) Land $5,050 Building $79,600	$84,650 (+43.91%) Land $5,050 Building $79,600
2023		$58,820 Land $5,050 Building $53,770	$58,820 Land $5,050 Building $53,770
2022	$105.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1991)
Most Recent Claim	Dec 1991 · Severe Thunderstorms
Claims by Event	Severe Thunderstorms, Dec 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESHORE WATER SYSTEM private · serves 1,386 people · EPA ID TX1090008
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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