York County and Saco City property record for 108 Beach St, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,356 sqft · built 1867 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,485 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T2062R |
| Primary APN | T2062R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 4,534 sqft |
| 1st Floor Area | 1,178 sqft |
| Attic | Attic |
| Attic Area | 682 sqft |
| Basement Area | 1,178 sqft |
| Year Built | Built 1867 |
|---|---|
| Effective Year Built | Effective 1867 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 032 192 00 |
|---|---|
| Street Address | 108 BEACH ST |
| City | SACO |
| State | ME |
| Zip | 04072-2888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HDR |
| Legal Block | 2 |
| Legal Lot Number | 192 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 5200 |
Source: York County and Saco City records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 BEACH ST, SACO, ME 04072-2888 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS |
| Nov 9, 2018 | Deed of Trust, Mortgage SACO & BIDDEFORD SAVS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 108 BEACH ST, SACO, ME 04072-2888 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0192390904 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 19239/904 |
| Instrument | 2023013058 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 108 BEACH ST, SACO, ME 04072-2888 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0178400397 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 17840/0397 |
| Instrument | 2018047433 |
| Name | SACO & BIDDEFORD SAVS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 21, 2038 |
Source: York County and Saco City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,485.00 (+6.61%) | $386,300 (+5.49%) Land $118,800 Building $267,500 | |
| 2024 | $5,145.00 (+4.98%) | $366,200 (+36.95%) Land $118,800 Building $247,400 | $548,055 |
| 2022 | $4,901.00 | $267,400 Land $90,600 Building $176,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon, Xfinity.
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