108 Bay Pointe Dr, Chapin, SC 29036 Property Records

Lexington County property record for 108 Bay Pointe Dr, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,264 sqft · built 2007
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$59,000 (Jun 2006)
Tax Bill	$1,533 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001543-01-003`

Property Details

APN / Parcel Number

Primary APN	`001543-01-003`
Alternative APN	`0154301003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,264 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 BAY POINTE DR
City	CHAPIN
State	SC
Zip	29036-8672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	BAY POINTE AT TIMBERLAKE LOT 3
Legal Subdivision	BAY POINTE AT TIMBERLAKE
Legal Lot Number	3
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1007
Census Tract	21205

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 BAY POINTE DR, CHAPIN, SC 29036-8672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit SC STATE FCU
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 19, 2019	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2006 · Amount on Record
Deed Sale	Jun 23, 2006 · Amount on Record
Prior Sale	Jun 15, 2005 · Amount on Record
Deed Document Number	200634849
Deed Book / Page	11165 / 3
Prior Transfer Date	Jun 10, 2005
Prior Transfer Doc	1021400048
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	108 BAY POINTE DR, CHAPIN, SC 29036-8672
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2118303377
Date	Sep 30, 2025
Book Page	21183/3377
Instrument	2025038008

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	108 BAY POINTE DR, CHAPIN, SC 29036-8672
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2101204791
Date	Jun 14, 2022
Book Page	21012/4791
Instrument	2022027192

Lender

Name	SC STATE FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	108 BAY POINTE DR, CHAPIN, SC 29036-8672
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2088701461
Date	Aug 12, 2020
Book Page	20887/1461
Instrument	2020035495

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	108 BAY POINTE DR, CHAPIN, SC 29036-8672
Document Number	2055800058
Instrument Date	Jan 19, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 BAY POINTE DR CHAPIN SC 290368672, CHAPIN, SC 29036-8672

Mortgage

Document Number	2055800058
Date	Jan 25, 2019
Book Page	020558/000058
Instrument	3695

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 24, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,533.00 (+11.49%)
2024	$1,375.00 (+1.03%)	$11,550 (-) Land $2,000 Building $9,550	$288,747 (-) Land $50,000 Building $238,747
2023	$1,361.00	$11,550 Land $2,000 Building $9,550	$288,747 Land $50,000 Building $238,747

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	4 (2006–2026)
Most Recent Claim	May 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL PINES private · serves 69 people · EPA ID SC3250065
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	CITY OF COLUMBIA
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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