108 Ave L, Marathon, FL 33050 Property Records

Monroe County property record for 108 Ave L, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,082 sqft · built 2020
Lot Size	0.278 acres (12,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (May 2014)
Tax Bill	$13,734 (2024)
Deeds & Mortgages	Dec 2017 Mortgage Nov 2020 Line of Credit + 5 more
Flood Zone	Zone AE (high risk)
APN	`00365590-000000`

Property Details

APN / Parcel Number

Primary APN	`00365590-000000`
Alternative APNs	`05663300365590000000` `1448401`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,082 sqft Living Area
Gross Area	4,676 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,100 sqft (0.278 acres)
Lot Dimensions	110 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	1,594 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1448401
Street Address	108 AVENUE L
City	MARATHON
State	FL
Zip	33050-4082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	BK 15 LT 16 AND ADJ ELY 1/2 OF CANAL COCO PLUM BEACH PB4-166 FAT DEER KEY OR472-239 OR472-240/43 OR595-250 OR837-229 OR837-230 OR1089-1729 OR1631-410 OR1631-411 OR1863-1496 OR2060-324 OR2500-19/20 OR2500-21/22 OR2682-2117/18 OR3056-1981 OR3108-440
Legal Range	33E
Legal Township	66S
Legal Section	05
Legal Subdivision	COCO PLUM BEACH
Legal Block	15
Legal Lot Number	16
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2029
Census Tract	971001

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 AVENUE L, MARATHON, FL 33050-4082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2017	Deed of Trust, Mortgage · ARM CAPITAL BANK CORPORATION
Nov 6, 2020	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Jun 25, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 27, 2020	Loan Modification, Mortgage FIRST HORIZON BK
Jun 22, 2019	Loan Modification, Mortgage FIRST TN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2014 · Amount on Record
Deed Sale	May 7, 2014 · Amount on Record
Prior Sale	Jan 10, 2011 · Amount on Record
Deed Document Number	20141979594
Deed Book / Page	2682 / 2117
Last Transfer Date	Jun 24, 2021
Transfer Doc	0031080440
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	108 AVENUE L, MARATHON, FL 33050-4082
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028850435
Date	Dec 28, 2017
Book Page	2885/0435
Instrument	2149146

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank
Address	FORT MYERS, FL 33966

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	108 AVENUE L, MARATHON, FL 33050-4082
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 AVENUE L, MARATHON, FL 33050-4082

Mortgage

Document Number	0030551181
Date	Nov 6, 2020
Book Page	3055/1181
Instrument	2289950

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	108 AVENUE L, MARATHON, FL 33050-4082
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 AVENUE E, MARATHON, FL 33050-4009

Mortgage

Document Number	0031430522
Date	Dec 14, 2021
Book Page	3143/522
Instrument	2352868

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jun 25, 2021
Property Address	108 AVENUE L, MARATHON, FL 33050-4082
Document Number	0031080440
Book / Page	3108 / 440
Map Reference	MB 4 PG 166
Instrument Date	Jun 24, 2021
Instrument	2327117
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1323 AVENUE H, 1323, MARATHON, FL 33050-4057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 AVENUE L, MARATHON, FL 33050-4082

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Nov 16, 2020
Property Address	108 AVENUE L, MARATHON, FL 33050-4082
Document Number	0030561981
Book / Page	003056 / 001981
Instrument Date	Oct 29, 2020
Instrument	2290849
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 AVENUE L MARATHON FL 33050, MARATHON, FL 33050

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	108 AVENUE L, MARATHON, FL 33050-4082
Document Number	0030551177
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	108 AVENUE L MARATHON FL 33050, MARATHON, FL 33050

Mortgage

Document Number	0030551177
Date	Nov 6, 2020
Book Page	003055/001177
Instrument	2289949

Lender

Name	FIRST HORIZON BK
Type	Bank
Address	FORT MYERS, FL 33966

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	108 AVENUE L, MARATHON, FL 33050-4082
Document Number	0029780239
Instrument Date	Jun 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 AVENUE L MARATHON FL 33050, MARATHON, FL 33050

Mortgage

Document Number	0029780239
Date	Aug 2, 2019
Book Page	002978/000239
Instrument	2231093

Lender

Name	FIRST TN BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,578,844 (+8.76%)	$1,926,166 (+13.55%) Land $1,010,375 Building $915,791
2024	$13,734.00 (+1.11%)
2023	$13,583.00 (+0.35%) Homeowner's exemption	$1,451,694 (+2%)	$1,696,384 (+19.19%) Land $907,525 Building $788,859
2022	$13,535.00 Homeowner's exemption	$1,423,213 Land $653,425 Building $769,788	$1,423,213 Land $653,425 Building $769,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 405 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	612 units insured incl. 207 condo units
Nearby Flood Claims	582 (1983–2018)
Most Recent Claim	Aug 2018 · rainfall accumulation
Claims by Event	Hurricane Irma, Oct 2017 · 305 claims Hurricane Wilma, Oct 2005 · 69 claims Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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