108 Arcadia Ln, Chapel Hill, NC 27514 Property Records

Orange County property record for 108 Arcadia Ln, Chapel Hill, NC 27514

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 4,357 sqft · built 1995
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,410,000 (Jun 2023)
Tax Bill	$16,652 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9890-23-7003`

Property Details

APN / Parcel Number

Primary APN	`9890-23-7003`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	20 Rooms
Stories	2 Stories
Building Area	4,357 sqft Living Area
Gross Area	7,852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	682 sqft
Porch	Porch
Porch Area	252 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	108 ARCADIA LN
City	CHAPEL HILL
State	NC
Zip	27514-1469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	3 PH V CHESLEY P59/120
Legal Subdivision	CHESLEY
Legal Phase	5
Jurisdiction	ORANGE NC
Township / Civil Division	CHAPEL HILL
Census Block Group	2
Census Block	2000
Census Tract	11902

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 ARCADIA LN, CHAPEL HILL, NC 27514-1469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 6, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Mar 27, 2017	Deed of Trust, Mortgage STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Jun 23, 2006 · Amount on Record
Deed Document Number	202330089073
Deed Book / Page	6817 / 807
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Jun 2, 2023
Property Address	108 ARCADIA LN, CHAPEL HILL, NC 27514-1469
Document Number	0006817807
Book / Page	6817 / 807
Map Reference	MB 59 PG 120
Instrument Date	Jun 1, 2023
Instrument	30089073
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ARCADIA LN, CHAPEL HILL, NC 27514-1469

Mortgage

Document Number	0006817810
Date	Jun 2, 2023
Instrument	6817/810

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	108 ARCADIA LN, CHAPEL HILL, NC 27514-1469
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6749307
Date	Oct 7, 2021
Book Page	6749/307
Instrument	30058682

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	108 ARCADIA LN, CHAPEL HILL, NC 27514-1469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6330462
Date	Jul 6, 2017
Book Page	6330/462
Instrument	20170706000131040

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	HILLSBOROUGH, NC 27278

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	108 ARCADIA LN, CHAPEL HILL, NC 27514-1469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6669699
Date	Jul 21, 2020
Book Page	6669/699
Instrument	30025609

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	108 ARCADIA LN, CHAPEL HILL, NC 27514-1469
Document Number	6283201
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ARCADIA LN CHAPEL HILL NC 275141469, CHAPEL HILL, NC 27514-1469

Mortgage

Document Number	6283201
Date	Mar 31, 2017
Book Page	006283/000201

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Chapel Hill Town
County	Orange County
Unified School District	Chapel Hill-Carrboro Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,652.00 (+3.24%)	$1,227,700 (-) Land $330,000 Building $897,700	$1,227,700 (-) Land $330,000 Building $897,700
2025	$16,130.00 (+35%)	$1,227,700 (+69.43%) Land $330,000 Building $897,700	$1,227,700 (+69.43%) Land $330,000 Building $897,700
2023	$11,948.00	$724,600 Land $230,000 Building $494,600	$724,600 Land $230,000 Building $494,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (2000–2025)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE WATER & SEWER AUTHORITY serves 86,500 people · EPA ID NC0368010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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